Techny Bankruptcy & Debt Lawyer, Illinois, page 4

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John Lynch
About | Practice Areas
Lynch Law, LLC
300 E 5th Ave Suite 360 Naperville, IL 60563» view map
Bankruptcy & Debt Law
A Family Approach To Law

Legal matters should only be dealt with by people you trust. Who can you rely on more than people who treat you like family? Trust us to help you today.

800-952-9511
1. John Lynch Naperville, IL
  Attorney at Law- IL, 1998
  Shepard Broad Law Center, J.D. 1998
2. AboutLynch Law, LLC
  A Family Approach To Law
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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2. Email
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Richard Gilbaugh

Tax, Bankruptcy, International Tax

Status: In Good Standing Licensed: 13 Years

CONTACT

717 Ridge Rd, Wilmette, IL 60091

Jeffrey Strange

Business, Collection, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 47 Years

CONTACT

717 Ridge Road, Wilmette, IL 60091

Jeffrey Strange

Business, Collection, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 47 Years

CONTACT

717 Ridge Road, Wilmette, IL 60091

Scott Hillison

Collection, Bankruptcy

Status: In Good Standing Licensed: 16 Years

CONTACT

707 Lake Cook Road, Deerfield, IL 60015

Heather Benveniste

Corporate, Credit & Debt

Status: In Good Standing

CONTACT

3066 Pawtucket Rd, Northbrook, IL 60062

Christopher David Boehm

Collection

Status: In Good Standing Licensed: 18 Years

CONTACT

3075 Sanders Road, Northbrook, IL 60062

Christopher Boehm

Collection

Status: In Good Standing Licensed: 18 Years

CONTACT

3075 Sanders Road, Northbrook, IL 60062

Ellen Ann Yearwood

Adoption, Divorce & Family Law, Elder Law, Bankruptcy

Status: In Good Standing Licensed: 38 Years

CONTACT

636 S River Rd, Des Plaines, IL 60016

Eric Morgan Benveniste

Collection, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 21 Years

CONTACT

3066 Pawtucket Rd, Northbrook, IL 60062

James Ronald Krasny

Litigation, Collection, Bankruptcy

Status: In Good Standing Licensed: 49 Years

CONTACT

740 Constance Lane, Deerfield, IL 60015

800-923-0641

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LEGAL TERMS

CREDIT FILE

See credit report.

COLLATERAL

Property that guarantees payment of a secured debt.

FCRA

See Fair Credit Reporting Act.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

FDCPA

See Fair Debt Collections & Practices Act.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

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Techny Bankruptcy & Debt Lawyer, Illinois, page 4

Sponsored Law Firm

Lynch Law, LLC

SPONSORED LAWYERS

Richard Gilbaugh

Jeffrey Strange

Jeffrey Strange

Scott Hillison

Heather Benveniste

Christopher David Boehm

Christopher Boehm

Ellen Ann Yearwood

Eric Morgan Benveniste

James Ronald Krasny

TIPS

LEGAL TERMS

CREDIT FILE

COLLATERAL

FCRA

ACCORD AND SATISFACTION

INTEREST

PRESUMED ABUSE

FDCPA

SETOFF

TRADE NAME

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