Unity Collection Lawyer, Oregon, page 3

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Kenneth A Bardizian

Real Estate, Wills & Probate, Criminal, Corporate

Status: Licensed: 53 Years

CONTACT

2015 1St St, Baker City, OR 97814

Kenneth C Hadley

General Practice

Status: Licensed: 58 Years

CONTACT

960 1/2 J St, Baker City, OR 97814

Krischele Whitnah

Divorce & Family Law, Elder Law

Status:

CONTACT

3370 10th St, Baker City, OR 97814

Kristi L Hagey

General Practice

Status: Licensed: 33 Years

CONTACT

3425 13th St, Baker City, OR 97814

Kyra Kay Rohner-Ingram

Juvenile Law, Family Law, Divorce & Family Law, Criminal

Status: Licensed: 20 Years

CONTACT

2043 Main St, Baker City, OR 97814

Linda Triplett

General Practice

Status: Licensed: 49 Years

CONTACT

3190 Grandview Dr, Baker City, OR 97814

Mara E. Houck

Landlord-Tenant, Traffic, Divorce, Criminal

Status: Licensed: 10 Years

CONTACT

201 S Humbolt, Canyon City, OR 97820

Marcy Lee Edwards

Corporate, International Other, Copyright, Patent

Status: Licensed: 43 Years

CONTACT

3100 Highland Dr, Baker City, OR 97814

Martin Leuenberger

Real Estate, Divorce & Family Law, Criminal, Business

Status: Licensed: 50 Years

CONTACT

3370 10Th Street, Baker City, OR 97814

Mary Burns Tomlinson

General Practice

Status: Licensed: 45 Years

CONTACT

3165 10Th St, Baker City, OR 97814

800-814-6700

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LEGAL TERMS

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CREDIT FILE

See credit report.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

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Unity Collection Lawyer, Oregon, page 3

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Kenneth A Bardizian

Kenneth C Hadley

Krischele Whitnah

Kristi L Hagey

Kyra Kay Rohner-Ingram

Linda Triplett

Mara E. Houck

Marcy Lee Edwards

Martin Leuenberger

Mary Burns Tomlinson

TIPS

LEGAL TERMS

ACCORD AND SATISFACTION

COLLECTION AGENCY

CHAPTER 13 PLAN

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

GRACE PERIOD

CREDIT FILE

HOUSEHOLDER

SUBROGATION

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