Wellington Bankruptcy & Debt Lawyer, Illinois, page 2

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
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Edwin C. Barney

Litigation, Divorce, Civil Rights, Collection, Transactions

Status: Licensed: 26 Years

CONTACT

208 W North St, Danville, IL 61832

Robert Mcintire

Municipal, Family Law, Civil Rights, Bankruptcy

Status: Licensed: 53 Years

CONTACT

11 E North St, Danville, IL 61832

Thomas Ray Wiseman

Collection, Collection, Agriculture, Corporate, Divorce

Status: Licensed: 37 Years

CONTACT

48 N Vermilion St, Danville, IL 61832

Pamela Sue Howell

Adoption, Americans with Disabilities Act , Transactions, Collection

Status: Licensed: 47 Years

CONTACT

48 N. Vermilion St., Danville, IL 61832

Brian Charles Lawlyes

Bankruptcy, DUI-DWI, Traffic, Personal Injury

Status: Licensed: 30 Years

CONTACT

15 North Vermilion Street, Danville, IL 61832

Kevin Robert Schneider

Divorce & Family Law, Bankruptcy, Civil Rights, Federal Appellate Practice

Status: Licensed: 11 Years

CONTACT

7 North Vermilion, Danville, IL 61832

Terrence Richard Miles

Real Estate, Bankruptcy, Personal Injury, Legal Malpractice, Bankruptcy & Debt

Status: Licensed: 37 Years

CONTACT

2 E Main St, Danville, IL 61832

Craig Ray Hunt

Federal Appellate Practice, Estate Planning, Business & Trade, Bankruptcy

Status: Licensed: 41 Years

CONTACT

123 N Garrard St, Rantoul, IL 61866

William Roy Scott

Federal Appellate Practice, Estate Planning, Business & Trade, Bankruptcy

Status: Licensed: 49 Years

CONTACT

123 N Garrard St, Rantoul, IL 61866

Neill Paul Schurter

Agriculture, Adoption, Criminal, Bankruptcy, Government

Status: Licensed: 57 Years

CONTACT

404 Moraine Drive, Rantoul, IL 61866

800-923-0641

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LEGAL TERMS

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

COLLATERAL

Property that guarantees payment of a secured debt.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

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Wellington Bankruptcy & Debt Lawyer, Illinois, page 2

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Edwin C. Barney

Robert Mcintire

Thomas Ray Wiseman

Pamela Sue Howell

Brian Charles Lawlyes

Kevin Robert Schneider

Terrence Richard Miles

Craig Ray Hunt

William Roy Scott

Neill Paul Schurter

TIPS

LEGAL TERMS

AUTOMATIC STAY

MEANS TEST

NONDISCHARGEABLE DEBTS

GUARANTEED RESERVATION

WINDING UP

COLLATERAL

FAIR CREDIT BILLING ACT (FCBA)

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

TOXIC TORT

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