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Michael Johnson
About | Practice Areas
Law Offices Of Michael H. Johnson, P.A.
3601 W. Commercial Blvd Suite 31 Fort Lauderdale, FL 33309» view map
Bankruptcy & Debt
Experienced Legal Guidance

I know how important getting out of debt can be, and I’m committed to providing innovative, effective solutions to help you have a brighter future.

800-773-6441
1. Michael Johnson Fort Lauderdale, FL
  Attorney at Law, FL
  Shepard Broad Law Center, J.D. 1998
2. AboutLaw Offices Of Michael H. Johnson, P.A.
  Experienced Legal Guidance
3. Practice AreasExpertise
  Bankruptcy & Debt
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Michael K. Bregman

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Accident & Injury, Wrongful Death, Foreclosure, Credit & Debt, Discrimination

We provide personal attention for your personal injuries

The Law Offices of Michael K. Bregman, P.A. has helped thousands of clients that have been injured due to the negligence of others. We are available ... (more)

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CONTACT

800-899-9240

1896 Palm Beach Lakes Boulevard, West Palm Beach, FL 33409

Jeffrey Steven Eannarino

Foreclosure, Family Law, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

500 S. Australian Ave, West Palm Beach, FL 33401

Alan B. Rose

Class Action, Family Law, Corporate, Credit & Debt

Status: In Good Standing Licensed: 32 Years

CONTACT

505 S Flagler Dr, West Palm Beach, FL 33401

Nicholas Francis Demes

Litigation, Civil Rights, Corporate, Credit & Debt

Status: In Good Standing Licensed: 11 Years

CONTACT

2050 Normandy Circle, West Palm Beach, FL 33409

Steven Robert Braten

Commercial Real Estate, Contract, Credit & Debt, Litigation

Status: In Good Standing

CONTACT

250 S Australian Ave, West Palm Beach, FL 33401

Charles Craig Eller

Litigation, Civil Rights, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 36 Years

CONTACT

1665 Palm Beach Lakes Blvd, West Palm Beach, FL 33401

Les Colton Shields

Elder Law, Corporate, Credit & Debt, Products Liability

Status: In Good Standing Licensed: 31 Years

CONTACT

685 Royal Palm Beach Blvd, West Palm Beach, FL 33411

Steven Elliot Wallace

Commercial Real Estate, Banking & Finance, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 24 Years

CONTACT

4420 Beacon Cir, West Palm Beach, FL 33407

Steven Elliot Wallace

Commercial Real Estate, Banking & Finance, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 24 Years

CONTACT

4420 Beacon Cir, West Palm Beach, FL 33407

Cynthia Katherine Mitchell

Litigation, Trusts, Elder Law, Credit & Debt

Status: In Good Standing Licensed: 22 Years

CONTACT

1601 Belvedere Rd, West Palm Beach, FL 33406

800-923-0641

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LEGAL TERMS

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

FCRA

See Fair Credit Reporting Act.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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West Palm Beach Credit & Debt Lawyer, Florida

Sponsored Law Firm

Law Offices Of Michael H. Johnson, P.A.

SPONSORED LAWYERS

Michael K. Bregman

Jeffrey Steven Eannarino

Alan B. Rose

Nicholas Francis Demes

Steven Robert Braten

Charles Craig Eller

Les Colton Shields

Steven Elliot Wallace

Steven Elliot Wallace

Cynthia Katherine Mitchell

TIPS

LEGAL TERMS

FORBEARANCE

FCRA

SECURED DEBT

CREDIT BUREAU

PRIORITY DEBT

GUARANTOR

WORKOUT

DISCHARGE (OF DEBTS)

CYBERSQUATTING

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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