West Palm Beach Credit & Debt Lawyer, Florida, page 4

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Martin Hoffman
About | Practice Areas
Hoffman Larin & Agnetti, P.A.
909 N Miami Beach Blvd Suite 201 Miami, FL 33162» view map
Bankruptcy and Debt
Experience and Results Matter

Hoffman, Larin & Agnetti have offices in South Florida. We have a long list of satisfied, well-represented clients since our firm opened in 1975.

800-893-4280
1. Martin Hoffman Miami, FL
  Attorney at Law- FL, 1972
  St. John's University School of Law, J.D. 1972
2. AboutHoffman Larin & Agnetti, P.A.
  Experience and Results Matter
3. Practice AreasExpertise
  Bankruptcy and Debt
1. Contact
2. Email
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5. Visit:
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7. Profile

Lora Dawn Howe

Commercial Real Estate, Trusts, Estate Planning, Credit & Debt

Status: Inactive Licensed: 21 Years

CONTACT

7750 Okeechobee Blvd, West Palm Beach, FL 33411

Woodie Howard Thomas

Civil Rights, Contract, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 30 Years

CONTACT

4521 Pga Blvd, Palm Beach Gardens, FL 33418

Jared G. Dokovna

General Practice

Status: In Good Standing Licensed: 18 Years

CONTACT

6231 Pga Blvd, Palm Beach Gardens, FL 33418

Ross Glennon Lavin

Credit & Debt, Business & Trade, Commercial Real Estate, Criminal

Status: In Good Standing Licensed: 33 Years

CONTACT

1481 S. Military Trail, West Palm Beach, FL 33415

Ross G Lavin

Credit & Debt, Business & Trade, Commercial Real Estate, Criminal

Status: In Good Standing Licensed: 33 Years

CONTACT

1481 S. Military Trail, West Palm Beach, FL 33415

Robert William Tribuiani

International Tax, Estate Planning, Elder Law, Credit & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

3300 Pga Blvd, Palm Beach Gardens, FL 33410

Tarek Kirk Kiem

Litigation, Civil Rights, Contract, Credit & Debt

Status: In Good Standing Licensed: 19 Years

CONTACT

8461 Lake Worth Rd, Lake Worth, FL 33467

Juan Ignacio Medolla

Public Interest Law, Banking & Finance, Credit & Debt, Personal Injury, Car Accident

Status: In Good Standing Licensed: 10 Years

CONTACT

8461 Lake Worth Rd, Lake Worth, FL 33467

Darryl Patrick Figueroa

Family Law, Civil Rights, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 35 Years

CONTACT

11380 Prosperity Farms Road, Palm Beach Gardens, FL 33410

John Joseph Robert Skrandel

State and Local, Contract, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 54 Years

CONTACT

300 Prosperity Farms Road, North Palm Beach, FL 33408

800-923-0641

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LEGAL TERMS

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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West Palm Beach Credit & Debt Lawyer, Florida, page 4

Sponsored Law Firm

Hoffman Larin & Agnetti, P.A.

SPONSORED LAWYERS

Lora Dawn Howe

Woodie Howard Thomas

Jared G. Dokovna

Ross Glennon Lavin

Ross G Lavin

Robert William Tribuiani

Tarek Kirk Kiem

Juan Ignacio Medolla

Darryl Patrick Figueroa

John Joseph Robert Skrandel

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LEGAL TERMS

CURRENT MONTHLY INCOME

CREDIT INSURANCE

REPOSSESSION

UNDUE HARDSHIP

ADMINISTRATIVE EXPENSES

CHAPTER 13 PLAN

BULK SALES LAW

FRAUDULENT TRANSFER

CREDIT COUNSELING

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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