Whatcom County, WA Reorganization Lawyers, page 3

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Not enough matches for Whatcom Reorganization lawyer.
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Paula L Mccandlis

Personal Injury, Accident & Injury, Mass Torts

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CONTACT

200 W Chestnut St, Bellingham, WA 98225

Holly Michelle Stafford

Insurance, Environmental Law, Municipal, State Government, Environmental Law Other

Status: Licensed: 38 Years

CONTACT

1500 Railroad Ave, Bellingham, WA 98225

Jean O'Meara Melious

Administrative Law, Environmental Law, State Government, Litigation, Land Use & Zoning

Status: Licensed: 41 Years

CONTACT

1925 Lake Crest Dr, Bellingham, WA 98229

Mary Christina Thomson

Status: Licensed: 26 Years

CONTACT

838 Christian Way, Bellingham, WA 98229

Lisa M. Saar

Estate Planning, Elder Law, Disability, Civil Rights

Status: Licensed: 13 Years

CONTACT

805 Dupont St, Bellingham, WA 98225

Karen Marie Webb

Accident & Injury, Criminal, Family Law, Workers' Compensation, Trusts

Status: Licensed: 14 Years

CONTACT

119 North Commercial, Bellingham, WA 98225

Steven Michael Robey

Employment Discrimination, Disability, Civil Rights, Personal Injury

Status: Licensed: 49 Years

CONTACT

1414 F St, Bellingham, WA 98225

Kendra Lea Kelly

Family Law, Estate Planning, Estate, Wills

Status:

CONTACT

1313 E Maple St, Bellingham, WA 98225

Luke David Larson

Federal, Estate Planning, Family Law, Criminal

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CONTACT

114 W Magnolia St, Bellingham, WA 98225

Nancy Carol Ivarinen

Estate Planning, Family Law, Civil Rights, Collection

Status:

CONTACT

1504 Broadway St, Bellingham, WA 98225

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LEGAL TERMS

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

FCBA

See Fair Credit Billing Act.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

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Whatcom County, WA Reorganization Lawyers, page 3

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Paula L Mccandlis

Holly Michelle Stafford

Jean O'Meara Melious

Mary Christina Thomson

Lisa M. Saar

Karen Marie Webb

Steven Michael Robey

Kendra Lea Kelly

Luke David Larson

Nancy Carol Ivarinen

TIPS

LEGAL TERMS

DEBT COLLECTOR

FCBA

BANKRUPTCY TRUSTEE

GRACE PERIOD

PRIORITY DEBT

PRESUMED ABUSE

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

IRS EXPENSES

CREDIT COUNSELING

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