Whatcom County, WA Workout Lawyers

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Not enough matches for Whatcom Workout lawyer.
Below are all Whatcom lawyers.

Kristian E. Soholm

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Accident & Injury, Workers' Compensation, Wrongful Death, Personal Injury, Car Accident

I live in Bellingham with my wife, a mental health therapist. I moved to Seattle from Denmark in 1985 and am fluent in Danish and understand and read ... (more)

FREE CONSULTATION

CONTACT

206-274-9997

2112 36th Street, Bellingham, WA 98229

Steven C. Hathaway

Real Estate, Bankruptcy, Bankruptcy & Debt

Status:

CONTACT

3811 Consolidation Avenue, Bellingham, WA 98227

Zachary B. Herschensohn

Premises Liability, Mass Torts, Pharmaceutical Product, Wrongful Death, Mesothelioma

Status:

FREE CONSULTATION

CONTACT

1501 Eldridge Avenue, Bellingham, WA 98225

David Bowen Anderson

Dispute Resolution, Admiralty & Maritime, Wrongful Death, Mesothelioma

Status:

FREE CONSULTATION

CONTACT

1501 Eldridge Avenue, Bellingham, WA 98225

Emily C. Beschen

Juvenile Law, Employment, Domestic Violence & Neglect, , Firearms

Status:

FREE CONSULTATION

CONTACT

103 East Holly Street, Bellingham, WA 98225

Robert D. Butler

Employment, Divorce & Family Law, Criminal, Civil & Human Rights

Status:

CONTACT

103 E Holly St, Bellingham, WA 98225

Jon Sitkin

Land Use & Zoning, Real Estate, Environmental Law, Transportation & Shipping

Status:

CONTACT

1500 Railroad Ave., Bellingham, WA 98226

Duncan Millar

Immigration, Deportation, Visa

Status:

FREE CONSULTATION

CONTACT

909 Harris Avenue, Bellingham, WA 98225

Ziad Iskandar Youssef

Traffic, Divorce, Criminal, Personal Injury

Status:

CONTACT

1828 Franklin St, Bellingham, WA 98225

Dean Ralph Brett

Mass Torts, Dispute Resolution, Civil Rights, Insurance, Personal Injury

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CONTACT

601 Heron Point Ln, Bellingham, WA 98229

800-814-6700

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LEGAL TERMS

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

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Whatcom County, WA Workout Lawyers

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Kristian E. Soholm

Steven C. Hathaway

Zachary B. Herschensohn

David Bowen Anderson

Emily C. Beschen

Robert D. Butler

Jon Sitkin

Duncan Millar

Ziad Iskandar Youssef

Dean Ralph Brett

TIPS

LEGAL TERMS

GUARANTEED RESERVATION

REPOSSESSION

LOSS DAMAGE WAIVER (LDW)

TRUTH IN LENDING ACT (TILA)

CHAPTER 13 BANKRUPTCY

DEBT COLLECTOR

CREDIT COUNSELING

FORBEARANCE

FAIR CREDIT REPORTING ACT (FCRA)

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