Whippleville Workout Lawyer, New York

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Thomas H. Mccann

Divorce & Family Law, Divorce & Family Law, Elder Law, Bankruptcy & Debt
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  40 Years

Richard Harold Edwards

Residential Real Estate, Title Insurance, Municipal
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  48 Years

Luke John Babbie

Accident & Injury, Personal Injury, Child Custody, Car Accident
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  14 Years

John James Muldowney

Litigation, Insurance, Products Liability, Personal Injury, Medical Malpractice
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  36 Years

Aisling Margaret Mcallister

Lawsuit & Dispute, Immigration, Employment
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  16 Years

Frank R. Cositore

Government
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  34 Years

Alexander Lesyk

General Practice
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  42 Years

Joy Lorraine Gokey

General Practice
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  34 Years

Mary Louise Mills

General Practice
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  39 Years

Thomas Charles Larocque

General Practice
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  58 Years

Free Help: Use This Form or Call 800-814-6700

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800-943-8690

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LEGAL TERMS

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)
A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)
A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)
Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)
A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)
Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)
The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)
A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

FCRA

See Fair Credit Reporting Act.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)
The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

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