Winder Bankruptcy & Debt Lawyer, Georgia

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Chuck Douglas
About | Practice Areas
Wakhisi-Douglas LLC
2002 Summit Boulevard Suite 300 Atlanta, GA 30319» view map
Bankruptcy & Debt
We Fight Back and Win in Court

We’ve won hundreds of cases, and we’ve developed a reputation for resolving complex disputes favorably for our clients.

800-978-8941
1. Chuck Douglas Atlanta, GA
  Attorney at Law- GA
  Georgia State University College of Law, J.D. 2009
2. AboutWakhisi-Douglas LLC
  We Fight Back and Win in Court
3. Practice AreasExpertise
  Bankruptcy & Debt
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Donna Golden-Sikes

Family Law, Criminal, Bankruptcy, Accident & Injury

Status: In Good Standing

CONTACT

396 Lee Street, Jefferson, GA 30549

Donna Segraves Golden

Divorce & Family Law, Bankruptcy, Accident & Injury

Status: Inactive Licensed: 34 Years

CONTACT

Jefferson, GA 30549

Thomas Edward McCormack

Criminal, Divorce & Family Law, Personal Injury, Estate, Bankruptcy

Status: In Good Standing Licensed: 34 Years

CONTACT

Jefferson, GA 30549

Shelley Welch Cox

Tax, Consumer Rights, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 25 Years

CONTACT

22 A South Public Square, Jefferson, GA 30549

Scott Reed Tolbert

Traffic, Transportation & Shipping, Criminal, Bankruptcy

Status: In Good Standing Licensed: 32 Years

CONTACT

62 Washington Street, Jefferson, GA 30549

Victoria Hensley Tobin

Government, Divorce & Family Law, Bankruptcy & Debt, Car Accident

Status: In Good Standing Licensed: 43 Years

CONTACT

819 Commons Park, Statham, GA 30666

Nathan Andrew Crawford

Divorce, DUI-DWI, Bankruptcy & Debt, Personal Injury, Wills

Status: In Good Standing Licensed: 13 Years

CONTACT

652 Barrow Park Drive, Winder, GA 30680

Courtney Suzanne Casper

Commercial Real Estate, Real Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 27 Years

CONTACT

224 Highway 211 Nw, Winder, GA 30680

Matthew Gregory M. Watson

Military & Veterans Appeals, Other, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 15 Years

CONTACT

38 South Broad Street, Winder, GA 30680

Robert M. Gardner

International Tax, Criminal, Bankruptcy & Debt, Accident & Injury, Accident & Injury

Status: In Good Standing Licensed: 29 Years

CONTACT

114 N. Broad Street, Winder, GA 30680

800-923-0641

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LEGAL TERMS

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

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Winder Bankruptcy & Debt Lawyer, Georgia

Sponsored Law Firm

Wakhisi-Douglas LLC

SPONSORED LAWYERS

Donna Golden-Sikes

Donna Segraves Golden

Thomas Edward McCormack

Shelley Welch Cox

Scott Reed Tolbert

Victoria Hensley Tobin

Nathan Andrew Crawford

Courtney Suzanne Casper

Matthew Gregory M. Watson

Robert M. Gardner

TIPS

LEGAL TERMS

HOUSEHOLDER

IRS EXPENSES

GARNISHMENT

SOLE PROPRIETORSHIP

DISPOSABLE INCOME

FAIR CREDIT REPORTING ACT (FCRA)

LIEN

TRUTH IN LENDING ACT (TILA)

CREDIT COUNSELING

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