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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Donald M. Sukloff

International, Family Law, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing

CONTACT

99 Collier St, Binghamton, NY 13901

Mark David Spinner

Telecommunications, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing Licensed: 26 Years

CONTACT

Binghamton, NY 13902

Angelina Cutrona

Landlord-Tenant, Trusts, Employee Rights, Divorce, Bankruptcy

Status: In Good Standing

CONTACT

46 Front St, Binghamton, NY 13905

Alan Michael Hess

Bankruptcy & Debt

Status: In Good Standing Licensed: 35 Years

CONTACT

46 Front St, Binghamton, NY 13905

Carman Michael Garufi

Divorce, Child Custody, Children's Rights, Collection

Status: In Good Standing Licensed: 41 Years

CONTACT

68 Oak St, Binghamton, NY 13905

Peter A. Orville

Motor Vehicle, Divorce, Criminal, Bankruptcy & Debt

Status: In Good Standing

CONTACT

30 Riverside Dr, Binghamton, NY 13905

James George Duffy

Real Estate, Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 72 Years

CONTACT

2 Westland Ct, Binghamton, NY 13905

Thomas Lawrence Knaphle

Real Estate, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 52 Years

CONTACT

160 Court St, Binghamton, NY 13901

Frederick J. Meagher

Divorce & Family Law, Criminal, Bankruptcy & Debt, Accident & Injury

Status: Suspended Licensed: 47 Years

CONTACT

114 Home Avenue, Binghamton, NY 13903

Alyssa Sue Congdon

Workers' Compensation, Divorce & Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 12 Years

CONTACT

45 Hawley St, Binghamton, NY 13901

800-923-0641

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LEGAL TERMS

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

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Afton Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Donald M. Sukloff

Mark David Spinner

Angelina Cutrona

Alan Michael Hess

Carman Michael Garufi

Peter A. Orville

James George Duffy

Thomas Lawrence Knaphle

Frederick J. Meagher

Alyssa Sue Congdon

TIPS

LEGAL TERMS

LOSS DAMAGE WAIVER (LDW)

TRADE NAME

GENERAL PARTNER

REPOSSESSION

GUARANTOR

DOING BUSINESS AS (DBA)

SECURED DEBT

BULK SALES LAW

GRACE PERIOD

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