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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Peter A. Orville

Motor Vehicle, Divorce, Criminal, Bankruptcy & Debt

Status: In Good Standing

CONTACT

30 Riverside Dr, Binghamton, NY 13905

Edward Marshall Gartell

Real Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 56 Years

CONTACT

38 W Main St, Hancock, NY 13783

Rosemarie Richards

Bankruptcy, Family Law, Adoption, Real Estate

Status: In Good Standing Licensed: 24 Years

CONTACT

156 Coye Brook Rd, South New Berlin, NY 13843

James George Duffy

Real Estate, Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 72 Years

CONTACT

2 Westland Ct, Binghamton, NY 13905

James Rothe

Dispute Resolution, Wills & Probate, Wrongful Termination, Criminal, Credit & Debt

Status: In Good Standing Licensed: 45 Years

CONTACT

5 Hawthorne Rd, Binghamton, NY 13903

Cameron Burgin Daniels

Lawsuit & Dispute, Child Custody, Civil Rights, Credit & Debt

Status: In Good Standing Licensed: 10 Years

CONTACT

520 Columbia Dr, Johnson City, NY 13790

William James Casey

Civil Rights, Children's Rights, Contract, Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

520 Columbia Dr, Johnson City, NY 13790

Lauren S. Cohen

Family Law, Child Support, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 43 Years

CONTACT

830 Oakdale Road, Johnson City, NY 13790

Mark David Spinner

Telecommunications, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing Licensed: 26 Years

CONTACT

Binghamton, NY 13902

Ryan Peter Wagenleitner

Gift Taxation, Bankruptcy, Class Action, Antitrust

Status: In Good Standing Licensed: 16 Years

CONTACT

2300 Hemlock Ln, Vestal, NY 13850

800-923-0641

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LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

CCCS

See Consumer Credit Counseling Service.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

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Afton Bankruptcy & Debt Lawyer, New York, page 2

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Peter A. Orville

Edward Marshall Gartell

Rosemarie Richards

James George Duffy

James Rothe

Cameron Burgin Daniels

William James Casey

Lauren S. Cohen

Mark David Spinner

Ryan Peter Wagenleitner

TIPS

LEGAL TERMS

PRESUMED ABUSE

401(K) PLAN

CCCS

TOXIC TORT

DEBT COLLECTOR

ACCORD AND SATISFACTION

SETOFF

IRS EXPENSES

LIMITED LIABILITY

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