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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Leonard Berkowitz

International, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: Licensed: 52 Years

CONTACT

4513 S Buffalo St, Orchard Park, NY 14127

Albert J. Mogavero

Real Estate, Bankruptcy & Debt

Status: Licensed: 55 Years

CONTACT

9 Brookins Green Dr, Orchard Park, NY 14127

Lauren E. Breen

Consumer Bankruptcy

Status: Licensed: 35 Years

CONTACT

237 Main St, Buffalo, NY 14203

Angela Z. Miller

Business, Bankruptcy & Debt

Status: Licensed: 26 Years

CONTACT

125 Main St, Buffalo, NY 14203

James Dominic Macri

Real Estate, Arbitration, Industry Specialties, Bankruptcy & Debt

Status:

CONTACT

665 Main St, Buffalo, NY 14203

Kevin R. Lelonek

Litigation, Reorganization, Bankruptcy & Debt

Status: Licensed: 8 Years

CONTACT

465 Main St, Buffalo, NY 14203

Frank John Jacobson

Bankruptcy & Debt

Status: Licensed: 26 Years

CONTACT

101 Slade Avenue, Buffalo, NY 14224

Erica Noelle Carducci

Litigation, Class Action, Banking & Finance, Bankruptcy, Trade Associations

Status: Licensed: 9 Years

CONTACT

125 Main Street, Buffalo, NY 14203

Lynn Archer Murphy

Divorce & Family Law, Business, Bankruptcy & Debt

Status: Licensed: 32 Years

CONTACT

132 Lakefront Blvd, Buffalo, NY 14202

Matthew Alan Parham

Litigation, State Appellate Practice, Native People, Consumer Bankruptcy

Status:

CONTACT

37 Franklin St, Buffalo, NY 14202

800-814-6700

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LEGAL TERMS

CREDIT FILE

See credit report.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

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Angola Bankruptcy & Debt Lawyer, New York, page 2

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Leonard Berkowitz

Albert J. Mogavero

Lauren E. Breen

Angela Z. Miller

James Dominic Macri

Kevin R. Lelonek

Frank John Jacobson

Erica Noelle Carducci

Lynn Archer Murphy

Matthew Alan Parham

TIPS

LEGAL TERMS

CREDIT FILE

FAIR LABOR STANDARDS ACT (FLSA)

CREDIT REPORT

LIMITED PARTNERSHIP

S CORPORATION

LOSS DAMAGE WAIVER (LDW)

GRACE PERIOD

GUARANTOR

CHAPTER 13 BANKRUPTCY

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