Annandale On Hudson Bankruptcy & Debt Lawyer, New York

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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George W. Redder

Corporate, Business Organization, Bankruptcy, Divorce

Status:

CONTACT

243 Wall Street, Kingston, NY 12401

Ariadne Santiago Montare

Real Estate, Litigation, Lawsuit & Dispute, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 30 Years

CONTACT

Rhinebeck, NY 12572

Rebecca Ann Millouras-Lettre

Family Law, Divorce & Family Law, Bankruptcy & Debt

Status:

CONTACT

736 Broadway, Kingston, NY 12401

Brian Juran

Bankruptcy & Debt, Bankruptcy

Status: Licensed: 28 Years

CONTACT

654 Aaron Ct, Kingston, NY 12401

Mitchell L. Jaiven

Industry Specialties, Business, Bankruptcy & Debt

Status: Licensed: 39 Years

CONTACT

14 Pearl St, Kingston, NY 12401

Richard Roy Williams

Mass Torts, Litigation, Bankruptcy, Personal Injury

Status: Licensed: 11 Years

CONTACT

244 Fair Street, Kingston, NY 12402

Matthew Thomas Dunn

Lawsuit & Dispute, Bankruptcy & Debt

Status: Licensed: 21 Years

CONTACT

260 Fair St, Kingston, NY 12401

Mitchell Harvey Spinac

Bankruptcy, Divorce & Family Law, Child Custody, Divorce

Status: Licensed: 45 Years

CONTACT

325 Wall St, Kingston, NY 12401

Nicholas Anthony Pascale

Real Estate, Lawsuit & Dispute, Government, Bankruptcy & Debt

Status:

CONTACT

255 Fair Street, Kingston, NY 12402

John Jay Wadlin

Real Estate, Estate, Bankruptcy, Personal Injury

Status: Licensed: 56 Years

CONTACT

255 Fair St, Kingston, NY 12402

800-923-0641

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LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

Annandale On Hudson Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

George W. Redder

Ariadne Santiago Montare

Rebecca Ann Millouras-Lettre

Brian Juran

Mitchell L. Jaiven

Richard Roy Williams

Matthew Thomas Dunn

Mitchell Harvey Spinac

Nicholas Anthony Pascale

John Jay Wadlin

TIPS

LEGAL TERMS

PRESUMED ABUSE

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

LOSS DAMAGE WAIVER (LDW)

CREDIT COUNSELING

GENERAL PARTNER

SETOFF

CREDIT REPORT

DISPOSABLE INCOME

FDCPA

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