Armuchee Bankruptcy & Debt Lawyer, Georgia

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William Tanner Harper

Bankruptcy
Status:  In Good Standing           Licensed:  11 Years

Rex W. Garner

Family Law, Adoption, Divorce & Family Law, Bankruptcy
Status:  In Good Standing           Licensed:  53 Years

Rex W Garner

Family Law, Adoption, Bankruptcy
Status:  Retired           Licensed:  28 Years

John Scott Husser

Family Law, Criminal, Insurance, Collection
Status:  In Good Standing           

Thomas Dow Richardson

Litigation, Credit & Debt, Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  45 Years

Maria Leontini Bournakis

Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  15 Years

Elizabeth Zeller Mitchell

Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  18 Years

Elizabeth Zeller Mitchell

Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  18 Years

William Jeremy Salter

Medical Malpractice, Bankruptcy, Criminal
Status:  In Good Standing           Licensed:  17 Years

John Andrew Owens

Children's Rights, Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  30 Years

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LEGAL TERMS

FCBA

See Fair Credit Billing Act.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)
A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)
A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)
The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)
A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)
A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

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