Ashburnham Bankruptcy & Debt Lawyer, Massachusetts

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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Claudia H. Cornish

Corporate, Business Organization, Collection, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

142 Main Street, Leominster, MA 01453

Elizabeth Guerrero

Estate, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

59 Bemis Road, Winchendon, MA 01475

Richard Sherman Paris

Bankruptcy & Debt

Status: In Good Standing Licensed: 31 Years

CONTACT

21 Walnut Street, Winchendon, MA 01475

Paul A. Laroche

Real Estate, Employment, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing

CONTACT

338 Elm Street, Gardner, MA 01440

David M. Nickless

Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 44 Years

CONTACT

625 Main Street, Fitchburg, MA 01420

Paul F. Dauphinee

Bankruptcy

Status: In Good Standing Licensed: 45 Years

CONTACT

10 Oliver Street, Fitchburg, MA 01420

Dean R. Valliere

Bankruptcy & Debt

Status: In Good Standing Licensed: 41 Years

CONTACT

1232 Main Street, Leominster, MA 01453

Anthony Feroci Jr.

Credit & Debt, Elder Law, Real Estate, Family Law

Status: In Good Standing

CONTACT

54 Main St, Leominster, MA 01453

Michael R. Hebert

Traffic, Criminal, Banking & Finance, Collection, Defamation & Slander

Status: In Good Standing Licensed: 27 Years

CONTACT

305 Whitney Street, Leominster, MA 01453

Carlos Nicolas Formaggia

Immigration, Social Security, Divorce & Family Law, Bankruptcy, Accident & Injury

Status: In Good Standing Licensed: 9 Years

CONTACT

20 Main Street, Leominster, MA 01453

800-923-0641

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LEGAL TERMS

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

FDCPA

See Fair Debt Collections & Practices Act.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

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Ashburnham Bankruptcy & Debt Lawyer, Massachusetts

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Claudia H. Cornish

Elizabeth Guerrero

Richard Sherman Paris

Paul A. Laroche

David M. Nickless

Paul F. Dauphinee

Dean R. Valliere

Anthony Feroci Jr.

Michael R. Hebert

Carlos Nicolas Formaggia

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LEGAL TERMS

UNSECURED DEBT

FAIR LABOR STANDARDS ACT (FLSA)

FDCPA

WORKOUT

CREDIT REPORT

REPOSSESSION

401(K) PLAN

LIQUIDATING PARTNER

SECURED DEBT

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