Ashburnham Bankruptcy & Debt Lawyer, Massachusetts

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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Claudia H. Cornish

Corporate, Business Organization, Collection, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

142 Main Street, Leominster, MA 01453

David M. Nickless

Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 44 Years

CONTACT

625 Main Street, Fitchburg, MA 01420

Paul F. Dauphinee

Bankruptcy

Status: In Good Standing Licensed: 45 Years

CONTACT

10 Oliver Street, Fitchburg, MA 01420

Paul A. Laroche

Real Estate, Employment, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing

CONTACT

338 Elm Street, Gardner, MA 01440

Anthony Feroci Jr.

Credit & Debt, Elder Law, Real Estate, Family Law

Status: In Good Standing

CONTACT

54 Main St, Leominster, MA 01453

Michael R. Hebert

Traffic, Criminal, Banking & Finance, Collection, Defamation & Slander

Status: In Good Standing Licensed: 27 Years

CONTACT

305 Whitney Street, Leominster, MA 01453

Douglas Lee Burwick

Bankruptcy

Status: Inactive Licensed: 53 Years

CONTACT

14 Monument Square, Leominster, MA 01453

Carlos Nicolas Formaggia

Immigration, Social Security, Divorce & Family Law, Bankruptcy, Accident & Injury

Status: In Good Standing Licensed: 9 Years

CONTACT

20 Main Street, Leominster, MA 01453

Dean R. Valliere

Bankruptcy & Debt

Status: In Good Standing Licensed: 41 Years

CONTACT

1232 Main Street, Leominster, MA 01453

Elizabeth Guerrero

Estate, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

59 Bemis Road, Winchendon, MA 01475

800-923-0641

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LEGAL TERMS

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

COLLATERAL

Property that guarantees payment of a secured debt.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

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Ashburnham Bankruptcy & Debt Lawyer, Massachusetts

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Claudia H. Cornish

David M. Nickless

Paul F. Dauphinee

Paul A. Laroche

Anthony Feroci Jr.

Michael R. Hebert

Douglas Lee Burwick

Carlos Nicolas Formaggia

Dean R. Valliere

Elizabeth Guerrero

TIPS

LEGAL TERMS

ABUSE

GARNISHMENT

MEANS TEST

INTEREST

WINDING UP

PRIORITY DEBT

COLLATERAL

GUARANTOR

DISPOSABLE INCOME

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