Auburndale Bankruptcy & Debt Lawyer, New York, page 3

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Anthony F. Siriano

Criminal, Collection

Status: In Good Standing Licensed: 39 Years

CONTACT

3867 East Tremont Avenue, Bronx, NY 10465

Anthony Robert Mordente

Real Estate, Business, Bankruptcy & Debt

Status: In Good Standing

CONTACT

16029 Union Tpke, Fresh Meadows, NY 11366

Aron B. Borukhov

Real Estate, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 26 Years

CONTACT

9717 64Th Rd, Rego Park, NY 11374

Arthur M. Laske

Industry Specialties, Child Custody, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 34 Years

CONTACT

8402 Penelope Ave, Middle Village, NY 11379

Barbara Wilkanowski

Motor Vehicle, Criminal, Collection, Household Mold

Status: In Good Standing Licensed: 36 Years

CONTACT

18927 39Th Ave, Flushing, NY 11358

Baya Whitman Harrison

Corporate, Commercial Bankruptcy, Bankruptcy Litigation, Bankruptcy

Status: In Good Standing

CONTACT

3808 Union St, Flushing, NY 11354

Bonnie Lynn Mohr

Immigration, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 21 Years

CONTACT

125-10 Queens Blvd, Kew Gardens, NY 11415

Brett Warren Hausthor

Health Care, Bankruptcy & Debt

Status: In Good Standing Licensed: 41 Years

CONTACT

20939 23Rd Ave, Bayside, NY 11360

Brian P. Galligan

Real Estate, Divorce & Family Law, Business, Bankruptcy & Debt

Status: In Good Standing

CONTACT

8401 Main St, Jamaica, NY 11435

Bright Dae-Jung Limm

International, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

146-08 Liberty Avenue, Jamaica, NY 11435

800-923-0641

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LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CCCS

See Consumer Credit Counseling Service.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

Auburndale Bankruptcy & Debt Lawyer, New York, page 3

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Anthony F. Siriano

Anthony Robert Mordente

Aron B. Borukhov

Arthur M. Laske

Barbara Wilkanowski

Baya Whitman Harrison

Bonnie Lynn Mohr

Brett Warren Hausthor

Brian P. Galligan

Bright Dae-Jung Limm

TIPS

LEGAL TERMS

INTEREST

DEBT COLLECTOR

CCCS

FAIR CREDIT REPORTING ACT (FCRA)

REAFFIRMATION

GARNISHMENT

BULK SALES LAW

ACCORD AND SATISFACTION

CREDITOR

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