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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Thomas Paul Hughes

Other, Immigration, Bankruptcy & Debt

Status: Licensed: 47 Years

CONTACT

8341 State Route 28, Barneveld, NY 13304

William F. Wilcox

Real Estate, Estate, Bankruptcy & Debt

Status: Licensed: 74 Years

CONTACT

112 Farrier Ave, Oneida, NY 13421

Rocco L. Versace

Traffic, Bankruptcy

Status: Licensed: 56 Years

CONTACT

113 Rose Ln, Rome, NY 13440

Meade Hubbard Versace

Bankruptcy & Debt

Status: Licensed: 25 Years

CONTACT

113 Rose Ln, Rome, NY 13440

Diane Marie Martin-Grande

Deportation, Divorce, Divorce & Family Law, Collection

Status:

CONTACT

1200 Floyd Ave, Rome, NY 13440

Joseph Pennisi Giruzzi

International Tax, Estate, Bankruptcy, Personal Injury

Status: Licensed: 33 Years

CONTACT

122 Business Park Dr, Utica, NY 13502

Michael N. Kalil

Family Law, Business Organization, Banking & Finance, Collection, Child Custody

Status: Licensed: 38 Years

CONTACT

1602 Sunset Ave, Utica, NY 13502

J.K. Hage

Communication & Media Law, Family Law, Corporate, Reorganization

Status:

CONTACT

283 Genesee Street, Utica, NY 13501

Clifford Craig Eisenhut

Divorce & Family Law, Bankruptcy

Status: Licensed: 17 Years

CONTACT

25 Hopper Street, Utica, NY 13501

Thaddeus John Luke

Estate, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: Licensed: 31 Years

CONTACT

200 Elizabeth St, Utica, NY 13501

800-923-0641

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LEGAL TERMS

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

NONPROFIT CORPORATION

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or f... (more...)

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or for some public purpose (such as a hospital, environmental organization or literary society). Nonprofit corporations, despite the name, can make a profit, but the business cannot be designed primarily for profit-making purposes, and the profits must be used for the benefit of the organization or purpose the corporation was created to help. When a nonprofit corporation dissolves, any remaining assets must be distributed to another nonprofit, not to board members. As with for-profit corporations, directors of nonprofit corporations are normally shielded from personal liability for the organization's debts. Some nonprofit corporations qualify for a federal tax exemption under _ 501(c)(3) of the Internal Revenue Code, with the result that contributions to the nonprofit are tax deductible by their donors.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

FDCPA

See Fair Debt Collections & Practices Act.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

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Ava Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Thomas Paul Hughes

William F. Wilcox

Rocco L. Versace

Meade Hubbard Versace

Diane Marie Martin-Grande

Joseph Pennisi Giruzzi

Michael N. Kalil

J.K. Hage

Clifford Craig Eisenhut

Thaddeus John Luke

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LEGAL TERMS

PRIORITY DEBT

DEBT COLLECTOR

CHAPTER 13 PLAN

NONPROFIT CORPORATION

CREDIT BUREAU

CURRENT MONTHLY INCOME

DEBIT CARD

FDCPA

CHAPTER 13 BANKRUPTCY

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