Bayville Bankruptcy & Debt Lawyer, New York, page 2

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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James Meaney

Bankruptcy & Debt, Real Estate, Criminal, Divorce & Family Law

Status: In Good Standing Licensed: 20 Years

FREE CONSULTATION

CONTACT

90 Main Street, Cold Spring Harbor, NY 11724

Peter F. Rooney

Other, Real Estate, Government, Bankruptcy & Debt

Status: In Good Standing Licensed: 69 Years

CONTACT

4 Bridge St, Glen Cove, NY 11542

Edward L. Kavanagh

General Practice

Status: In Good Standing

CONTACT

3 School St, Glen Cove, NY 11542

Edward Kavanagh

General Practice

Status: In Good Standing

CONTACT

3 School St, Glen Cove, NY 11542

Richard Edward Gresio

Family Law, Bankruptcy

Status: In Good Standing Licensed: 24 Years

CONTACT

5 Brewster St, Glen Cove, NY 11542

Brian Jonathan Davis

Government, Divorce & Family Law, Criminal, Credit & Debt

Status: In Good Standing Licensed: 41 Years

CONTACT

26 Schoolhouse Pl, Glen Head, NY 11771

Robin Beth Schoenfeld

Divorce, Collection

Status: In Good Standing Licensed: 37 Years

CONTACT

64 Anstice St, Glen Head, NY 11771

Alan Vanpraag

Lawsuit, Lawsuit & Dispute, Industry Specialties, Bankruptcy & Debt

Status: In Good Standing Licensed: 53 Years

CONTACT

55 Hamilton Ave, Glen Head, NY 11771

Michael Adam Shichman

Family Law, Collection, Commercial Bankruptcy

Status: In Good Standing Licensed: 42 Years

CONTACT

109 High Farms Rd, Glen Head, NY 11545

Vincent T. Apicella

Real Estate, Lawsuit & Dispute, Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 48 Years

CONTACT

1045 Oyster Bay Rd, Glen Head, NY 11732

800-923-0641

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LEGAL TERMS

FCBA

See Fair Credit Billing Act.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

COLLATERAL

Property that guarantees payment of a secured debt.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

FDCPA

See Fair Debt Collections & Practices Act.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

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Bayville Bankruptcy & Debt Lawyer, New York, page 2

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

James Meaney

Peter F. Rooney

Edward L. Kavanagh

Edward Kavanagh

Richard Edward Gresio

Brian Jonathan Davis

Robin Beth Schoenfeld

Alan Vanpraag

Michael Adam Shichman

Vincent T. Apicella

TIPS

LEGAL TERMS

FCBA

INTEREST

LIABILITY

COLLATERAL

BANKRUPTCY

FDCPA

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

DISCHARGEABLE DEBTS

MEETING OF CREDITORS

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