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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Sarah Ann Filcher

Real Estate, Bankruptcy & Debt

Status: Licensed: 13 Years

CONTACT

1 Park Pl, Peekskill, NY 10566

Tanya Patrice Dwyer

Commercial Real Estate, Litigation, Bankruptcy

Status:

CONTACT

1 Park Pl, Peekskill, NY 10566

Victoria Reilly Lehning

Bankruptcy

Status: Licensed: 25 Years

CONTACT

1210 Frost Ln, Peekskill, NY 10566

Paul D. Feinstein

Real Estate, Lawsuit & Dispute, Estate, Bankruptcy & Debt

Status: Licensed: 57 Years

CONTACT

4 Oak Ct, Stony Point, NY 10980

Frank J. Laperch

Bankruptcy & Debt

Status:

CONTACT

148 S Liberty Dr, Stony Point, NY 10980

Robert Lawless

Business, Bankruptcy & Debt

Status: Licensed: 13 Years

CONTACT

Bldg 606, West Point, NY 10996

Paul Nicholas Weber

Industry Specialties, Bankruptcy & Debt, Accident & Injury

Status: Licensed: 21 Years

CONTACT

Cornwall, NY 12518

Ari Joshua Stein

Other, Lawsuit & Dispute, Bankruptcy & Debt

Status: Licensed: 22 Years

CONTACT

1 Railroad Square, Haverstraw, NY 10927

Alan F. Steiner

International, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: Licensed: 52 Years

CONTACT

1036 Old Albany Post Rd, Garrison, NY 10524

Jay Wolf Ungerman

Bankruptcy

Status: Licensed: 63 Years

CONTACT

136 Grand Street, Croton On Hudson, NY 10520

800-923-0641

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LEGAL TERMS

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

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Bear Mountain Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Sarah Ann Filcher

Tanya Patrice Dwyer

Victoria Reilly Lehning

Paul D. Feinstein

Frank J. Laperch

Robert Lawless

Paul Nicholas Weber

Ari Joshua Stein

Alan F. Steiner

Jay Wolf Ungerman

TIPS

LEGAL TERMS

DISPOSABLE INCOME

CHAPTER 13 BANKRUPTCY

401(K) PLAN

WINDING UP

FAIR CREDIT BILLING ACT (FCBA)

REPOSSESSION

IRS EXPENSES

CHAPTER 13 PLAN

REAFFIRMATION

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