Brockport Bankruptcy & Debt Lawyer, New York, page 2

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Barry Christopher Balonek

Family Law, Constitutional Law, Corporate, Credit & Debt

Status: Licensed: 49 Years

CONTACT

38 Wilelen Rd, Rochester, NY 14624

Barry H. Sternberg

Bankruptcy

Status: Licensed: 38 Years

CONTACT

216 Crossfield Rd, Rochester, NY 14609

Brian C. Buettner

Divorce, Custody & Visitation, Criminal, Bankruptcy

Status: Licensed: 38 Years

CONTACT

16 E Main St, Rochester, NY 14614

Brian Joseph Capitummino

Special Education, Litigation, Federal Appellate Practice, Securities, Bankruptcy & Debt

Status: Licensed: 16 Years

CONTACT

1900 Bausch And Lomb Pl, Rochester, NY 14604

Bridget Elizabeth Marsh

Landlord-Tenant, Collection, Personal Injury

Status: Licensed: 9 Years

CONTACT

Rochester, NY 14625

Carl Alfred Steinbrenner

Real Estate, Intellectual Property, Business, Commercial Bankruptcy

Status: Licensed: 37 Years

CONTACT

104 Troup St, Rochester, NY 14608

Carmen Lewis Albert

Commercial Real Estate, Land Use & Zoning, Public Finance, Commercial Bankruptcy

Status: Licensed: 17 Years

CONTACT

47 Marblehead Drive, Rochester, NY 14620

Charles Patrick Inclima

Lawsuit & Dispute, Divorce & Family Law, Criminal, Bankruptcy

Status: Licensed: 51 Years

CONTACT

160 Linden Oaks St, Rochester, NY 14625

Charles Conrad Welch

Bankruptcy

Status: Licensed: 29 Years

CONTACT

1722 Lake Rd, Hamlin, NY 14464

Cheryl A. Heller

Bankruptcy & Debt

Status: Licensed: 43 Years

CONTACT

300 State St, Rochester, NY 14614

800-923-0641

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LEGAL TERMS

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

COLLATERAL

Property that guarantees payment of a secured debt.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

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Brockport Bankruptcy & Debt Lawyer, New York, page 2

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Barry Christopher Balonek

Barry H. Sternberg

Brian C. Buettner

Brian Joseph Capitummino

Bridget Elizabeth Marsh

Carl Alfred Steinbrenner

Carmen Lewis Albert

Charles Patrick Inclima

Charles Conrad Welch

Cheryl A. Heller

TIPS

LEGAL TERMS

DEFINED CONTRIBUTION PLAN

DEBIT CARD

CREDITOR

LIEN

COLLATERAL

INTEREST

FORBEARANCE

COSIGNER

S CORPORATION

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