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Jayson Lutzky
About | Practice Areas
Jayson Lutzky PC
1740 Hone Avenue Bronx, NY 10461» view map
Bankruptcy & Debt
The Choice For Law In The Bronx

Jayson Lutzky has 30 years of proven legal experience, both as a trial litigator and as a tough negotiator. Jayson has represented thousands of satisfied clients.

800-781-4910
1. Jayson Lutzky Bronx, NY
  Attorney at Law - NY, 1983
  Yeshiva University J.D. 1982
2. AboutJayson Lutzky PC
  The Choice For Law In The Bronx
3. Practice AreasExpertise
  Bankruptcy & Debt
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David Jacob Stern

Estate, Landlord-Tenant, Employment, Labor Law, Credit & Debt

Status: Licensed: 16 Years

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580 Amsterdam Ave, New York, NY 10024

Phillip Mahony

Foreclosure, Credit & Debt, Bankruptcy

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2183 Steinway St, Long Island City, NY 11105

Daniel T Altman

Condominiums, Commercial Real Estate, Commercial Leasing, Commercial Bankruptcy, Real Estate

Status: Licensed: 36 Years

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1 Grand Central Place, New York, NY 10165

Eric Steven Medina

Litigation, Entertainment, Civil Rights, Bankruptcy

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641 Lexington Ave, New York, NY 10022

Justin Goldblatt

Securities, Bankruptcy

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885 Third Avenue, New York, NY 10022

Nathan Erlich

Business & Trade, Corporate, Banking & Finance, Bankruptcy, Other

Status: Licensed: 34 Years

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10818 Queens Blvd, Forest Hills, NY 11375

Judith Elkin

Mediation, International Other, Credit & Debt, Bankruptcy

Status: Licensed: 43 Years

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780 Third Avenue, New York, NY 10017

Philip Arwood Byler

Status: Licensed: 46 Years

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363 7Th Ave, New York, NY 10001

Jeffrey Shepro

Corporate, Business Organization, Credit & Debt, Personal Injury

Status: Licensed: 18 Years

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10 E 39Th St, New York, NY 10016

Leslie Eugene Fourton

Environmental Law Other, Antitrust, Bankruptcy, Personal Injury, Contract

Status: Licensed: 29 Years

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200 Park Avenue, New York, NY 10166

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LEGAL TERMS

COLLATERAL

Property that guarantees payment of a secured debt.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

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Bronx Bankruptcy & Debt Lawyer, New York, page 6

Sponsored Law Firm

Jayson Lutzky PC

SPONSORED LAWYERS

David Jacob Stern

Phillip Mahony

Daniel T Altman

Eric Steven Medina

Justin Goldblatt

Nathan Erlich

Judith Elkin

Philip Arwood Byler

Jeffrey Shepro

Leslie Eugene Fourton

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LEGAL TERMS

COLLATERAL

PREFERENCE

SUBROGATION

ACCORD AND SATISFACTION

GARNISHMENT

DISCHARGEABLE DEBTS

SECURED DEBT

BANKRUPTCY

UNDUE HARDSHIP

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