Andrei Armas is a founding partner of Armas & Joseph. Mr. Armas specializes in consumer protection, including banking, credit, debt collection, and deceptive business practices. Over the last 10 years, Mr. Armas has successfully litigated and fought for consumers' rights involving identity theft, unauthorized transactions, debt collection and credit reporting. Mr. Armas has also successfully represented consumers with misrepresented services and goods, including through class action litigation.

Carl R. Gustafson is a Certified Bankruptcy Law Specialist with the California Board of Legal Specialization! In 2003, Carl graduated from UCLA Magna Cum Laude with a Bachelors in History. In 2005, he was a legal intern for Global Justice in Rio de Janeiro, Brazil, where he drafted sections of human rights situation reports and submitted them to the United Nations and other international bodies. He also researched issues of international jurisdiction and the enforcement of international treaties. Carl went on to graduate with honors from the University of California, Berkeley School of Law in 2007, where he was also an associate editor for the Ecological Law Quarterly. It was Carl's yearning to right wrongs and preventing injustice that made law his calling. When Carl lived in Brazil he enjoyed the sights and playing pickup sports on the beach, but he was also witness to a cold reality: one of corruption and injustice. Carl has a passion for consumer rights. "It made me angry to see people get ripped off," said Carl. "I feel like we are hitting the big guys. We are punching back and making them pay for all the bets they thought they wouldn't get caught in." The confidence and ease of Carl is born of experience that is well beyond his years. He started working with bankruptcy in 2003 when he graduated from UCLA. Carl opened the Lincoln Law California offices and focuses his practice exclusively on bankruptcy law in the East Bay area. In August 2011, Carl was a presenter panelist on Practising Law Institute's seminar and webcast "Chapter 13 Bankruptcy: Its Value and How It Benefits Low-Income Debtors."

William Campbell began his working career by serving in the United States Army as an infantryman in the 101st Airborne Division. After serving and honorably discharged, William utilized the G.I. Bill and graduated Cum Laude from California State University Fullerton. After graduating with a B.A., William attended Southwestern Law School, passed the California State Bar Exam, and started down the road of practicing law. William is a member of the California and Tennessee State Bar. William is also admitted to practice in the United States District Courts for the Central, Southern, Eastern and Northern Districts of California. William started his legal career practicing criminal law at both the Fresno County Public Defenders office and ultimately in the Fresno County District Attorney’s Office prosecuting both low level misdemeanors such as Driving Under the Influence cases (DUI’s) all the way up to Three Strike Felony Cases. William entered the Civil Law arena in 2009 focusing on the Federal Fair Debt Collections practices Act and The California Rosenthal Act protecting debtors from debt collectors engaging in illegal collection practices. To this day William is asserting the rights of debtors against creditors and debt collectors whether the debt is being alleged in a lawsuit or is already reduced to judgment. William represents clients in both complex criminal and civil litigation matters and enjoys the courtroom and especially enjoys presenting cases to juries. In 2016 William Campbell became an adjunct professor at Trinity Law School.

A graduate from McGeorge School of Law, with a Bachelors Degree in Biomedical Engineering, and extensive Real Estate experience, she is our resident expert in Estate Planning, Real Estate Law, and Mediation. When you need your legal work done right, she's who you want in your corner.

Noha Gabra is admitted to the State Bar of California. She is admitted to practice law in the Supreme Court of California, all Federal Courts of Appeals for the Ninth Circuit, and all Federal Courts in the Southern, Central, Northern, and Eastern Districts of California. Ms. Gabra is a highly skilled attorney with over 10 years experience in the fields of consumer rights, bankruptcy, contracts law, lender laws, FDCPA & Rosenthal violations. She strives to represent her all clients effectively and has experience working in large firms with an intense case load. Noha is absolutely dedicated to providing the highest quality of services while making every experience personalized for her clients.

Jeffrey D Schreiber is a practicing lawyer in the state of California.

Michael Rogers primarily represents national and regional automotive dealership clients in a wide variety of legal matters including consumer actions and complex litigation, federal and state regulatory matters, unfair competition claims, commercial and consumer litigation, labor and employment issues and franchise disputes. He has significant experience in effectively resolving high-stakes litigation and providing counsel for litigation avoidance and regulatory compliance. In addition to automotive dealerships, his clients include automotive affiliated businesses such as finance companies, flooring lenders, automobile service centers, and surety bonding companies. In addition to his extensive understanding of the complexities of the automotive industry, Michael’s particular experience includes successfully representing individuals and business entities in complex, catastrophic personal injury matters including products and premises liability litigation; representing employers on a wide range of employment issues including discrimination, wrongful termination, harassment, and wage and hour violations; and representing clients involved in breach of contract, unfair business practices, trade secret violations, and UCC litigation. Known for his straightforward, sensible and strategic approach, Michael also works hand-in-hand with clients in business transactions including corporate, partnership and limited liability company formations as well as business stock and asset sales, real property acquisitions, and commercial leases. While in college, Michael spent his summers working for the U.S. Forest Service as a wildland firefighter, including as a Hotshot and Smokejumper, parachuting into remote wilderness fires. Now he fights battles in the legal arena instead of the forests. His clients and courtroom adversaries find that the “in the trenches” work ethic Michael acquired as a firefighter makes him an exceptional advocate. Michael earned a Bachelor of Arts degree from the University of San Diego and his Juris Doctor degree from the University of San Diego School of Law. He is active in the automotive industry and in San Diego’s legal community and is a member of the California Independent Auto Dealers Association, the Defense Research Institute, the National Association of Dealership Counsel, the National Independent Auto Dealers Association, the San Diego County Bar Association and the San Diego New Car Dealers Association.

Arasto Farsad is a practicing lawyer in the state of California handling foreclosure matters.

Kevin Tang is the head attorney of KT Bankruptcy Lawyer, APLC, a law firm with locations throughout California. For over 10 years, Kevin has represented over 1200 clients in all types of personal bankruptcy and business bankruptcy cases. His clients describe him as a professional and committed attorney, willing to go the extra mile to resolve their debt problems and achieve a positive outcome for them. Furthermore, Kevin Tang’s track record of success is quite remarkable. That’s why by working with KT Bankruptcy Lawyer you can rest assured that your case will be handled diligently from start to finish.

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