Castle Point Bankruptcy & Debt Lawyer, New York, page 2

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Christina Ida Tomaselli

Collection

Status: In Good Standing Licensed: 14 Years

CONTACT

2 Summit Ct, Fishkill, NY 12524

Michael David Pinsky

Business, Bankruptcy & Debt, Litigation, Credit & Debt

Status: In Good Standing

CONTACT

372 Fullerton Ave, Newburgh, NY 12550

Michael D. Pinsky

General Practice

Status: In Good Standing Licensed: 40 Years

CONTACT

372 Fullerton Ave, Newburgh, NY 12550

Michael Gerard Ciaravino

Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 34 Years

CONTACT

83 Broadway, Newburgh, NY 12550

Mark Lawrence Schuh

Accident & Injury, Collection, Litigation, Personal Injury

Status: In Good Standing

CONTACT

P.O. Box 1479, Newburgh, NY 12551

Anthony Ross Lobiondo

Traffic, Workers' Compensation, Criminal, Bankruptcy, Accident & Injury

Status: In Good Standing Licensed: 33 Years

CONTACT

275 North St, Newburgh, NY 12550

David Daniel Akerib

Workers' Compensation, Bankruptcy, Medical Malpractice, Accident & Injury

Status: In Good Standing Licensed: 30 Years

CONTACT

1279 Rte 300, Newburgh, NY 12551

Karen Marie Kelly

Bankruptcy & Debt

Status: In Good Standing Licensed: 27 Years

CONTACT

700 Corporate Blvd, Newburgh, NY 12550

Elyssa Margaret Fried

Government, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 37 Years

CONTACT

1279 Rte 300, Newburgh, NY 12551

Gustavo Walter Alzugaray

Workers' Compensation, Bankruptcy, Personal Injury, Medical Malpractice

Status: In Good Standing Licensed: 26 Years

CONTACT

1279 Route 300, Newburgh, NY 12551

800-923-0641

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LEGAL TERMS

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

FCBA

See Fair Credit Billing Act.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

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Castle Point Bankruptcy & Debt Lawyer, New York, page 2

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Christina Ida Tomaselli

Michael David Pinsky

Michael D. Pinsky

Michael Gerard Ciaravino

Mark Lawrence Schuh

Anthony Ross Lobiondo

David Daniel Akerib

Karen Marie Kelly

Elyssa Margaret Fried

Gustavo Walter Alzugaray

TIPS

LEGAL TERMS

PRIORITY DEBT

NONDISCHARGEABLE DEBTS

NUISANCE FEES

FCBA

WINDING UP

INTEREST

DISPOSABLE INCOME

BANKRUPTCY

PREFERENCE

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