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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Brandon Michael Wrazen

Business, Bankruptcy & Debt

Status: Licensed: 12 Years

CONTACT

128 Church St, East Aurora, NY 14052

Brendan Hoffman Little

Real Estate, Lawsuit & Dispute, Bankruptcy, Accident & Injury

Status: Licensed: 17 Years

CONTACT

50 Fountain Plaza, Buffalo, NY 14202

Brian Biggie

Lawsuit & Dispute, Divorce & Family Law, Bankruptcy & Debt

Status:

CONTACT

70 Niagara St, Buffalo, NY 14202

Brian Darrell Gwitt

Commercial Real Estate, Litigation, Contract, Bankruptcy Litigation, Corporate Governance

Status:

CONTACT

350 Main St, Buffalo, NY 14202

Brian R. Goodwin

Commercial Banks, Commercial Real Estate, Credit & Debt, Motor Vehicle, Collection

Status: Licensed: 21 Years

CONTACT

97 Virginia Road, Buffalo, NY 14225

Bruce Devoin Mcallister

Workers' Compensation, Corporate, Credit & Debt, Personal Injury

Status: Licensed: 45 Years

CONTACT

30 Eagle St, Buffalo, NY 14221

Carolyn Marie Nugent

Special Education, Education, Employment, Commercial Bankruptcy

Status: Licensed: 19 Years

CONTACT

Getzville, NY 14068

Casey E. Callanan

Other, Lawsuit & Dispute, Bankruptcy & Debt, Accident & Injury

Status: Licensed: 41 Years

CONTACT

224 Esser Ave, Buffalo, NY 14207

Charles J. Marchese

Criminal, Real Estate, Divorce & Family Law, Bankruptcy & Debt

Status: Licensed: 44 Years

CONTACT

43 Court St, Buffalo, NY 14202

Charles Carlyle Ritter

Landlord-Tenant, Lawsuit & Dispute, Divorce, Criminal, Bankruptcy & Debt

Status: Licensed: 31 Years

CONTACT

701 Seneca St, Buffalo, NY 14210

800-814-6700

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800-943-8690

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LEGAL TERMS

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

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Centerville Bankruptcy & Debt Lawyer, New York, page 3

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Brandon Michael Wrazen

Brendan Hoffman Little

Brian Biggie

Brian Darrell Gwitt

Brian R. Goodwin

Bruce Devoin Mcallister

Carolyn Marie Nugent

Casey E. Callanan

Charles J. Marchese

Charles Carlyle Ritter

TIPS

LEGAL TERMS

NO-FAULT INSURANCE

ACCORD AND SATISFACTION

REPOSSESSION

SUBROGATION

REAFFIRMATION

CHAPTER 13 BANKRUPTCY

FAIR LABOR STANDARDS ACT (FLSA)

SECRET WARRANTY PROGRAM

UNDUE HARDSHIP

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