Chandler Bankruptcy & Debt Lawyer, Arizona, page 5

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Stanley A. Buzzelle II
About | Practice Areas
Law Office of S.A. Buzzelle II, PLLC
14050 N 83rd Avenue Suite 290 Peoria, AZ 85381» view map
Bankruptcy & Debt Law
Your Trusted Bankruptcy Attorney

If you are in need of legal services for matters relating to bankruptcy and divorce, rely on Law Office of S. A. Buzzelle II, PLLC in Peoria, AZ.

800-873-4991
1. Stanley A. Buzzelle II Peoria, AZ
  Attorney at Law- AZ
  Sandra Day O'Connor College of Law, J.D.
2. AboutLaw Office of S.A. Buzzelle II, PLLC
  Your Trusted Bankruptcy Attorney
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Cynthia L Fulton

Bankruptcy & Debt, Bankruptcy, Business & Trade, Litigation, Power of Attorney

Status: In Good Standing Licensed: 36 Years

CONTACT

2450 S Gilbert Rd, Chandler, AZ 85286

Floyd W Bybee

Litigation, Collection, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

90 S Kyrene Rd, Chandler, AZ 85226

Richard N Crenshaw

General Practice

Status: In Good Standing Licensed: 43 Years

CONTACT

5355 W Chandler Blvd, Chandler, AZ 85226

Daniel P Struck

Industry Specialties, Disability, Insurance, Collection

Status: In Good Standing Licensed: 36 Years

CONTACT

3100 West Ray Road, Chandler, AZ 85226

Gregory J Larson

Real Estate, Litigation, Business, Collection

Status: In Good Standing

CONTACT

90 S Kyrene Rd, Chandler, AZ 85226

Heather A Chase

Litigation, Collection, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

1820 E Ray Rd, Chandler, AZ 85225

Maureen Gaughan

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 39 Years

CONTACT

Chandler, AZ 85246

Mary LaRue Walker

General Practice

Status: In Good Standing Licensed: 43 Years

CONTACT

7300 W Orchid Ln, Chandler, AZ 85226

Bryan J Memmott

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 22 Years

CONTACT

1820 E Ray Rd, Chandler, AZ 85225

Gordon S Bueler

Bankruptcy & Debt, Business & Trade, Housing & Urban Development, Litigation

Status: In Good Standing

CONTACT

1300 N Mcclintock Dr, Chandler, AZ 85226

800-923-0641

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LEGAL TERMS

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

FDCPA

See Fair Debt Collections & Practices Act.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FCRA

See Fair Credit Reporting Act.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

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Chandler Bankruptcy & Debt Lawyer, Arizona, page 5

Sponsored Law Firm

Law Office of S.A. Buzzelle II, PLLC

SPONSORED LAWYERS

Cynthia L Fulton

Floyd W Bybee

Richard N Crenshaw

Daniel P Struck

Gregory J Larson

Heather A Chase

Maureen Gaughan

Mary LaRue Walker

Bryan J Memmott

Gordon S Bueler

TIPS

LEGAL TERMS

LIEN

CURRENT MONTHLY INCOME

FDCPA

NONEXEMPT PROPERTY

INTEREST

FCRA

IRS EXPENSES

REPOSSESSION

NUISANCE FEES

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