Chappaqua Bankruptcy & Debt Lawyer, New York

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Paul David Jaffe

Landlord-Tenant, Family Law, Children's Rights, Collection

Status: Licensed: 61 Years

CONTACT

Chappaqua, NY 10514

Leo Robert Sheer

Real Estate, Industry Specialties, Business, Bankruptcy & Debt

Status: Licensed: 55 Years

CONTACT

617 Douglas Rd, Chappaqua, NY 10514

Kyle-Beth Hilfer

Status: Licensed: 37 Years

CONTACT

55 Algonquin Dr, Chappaqua, NY 10514

Eric Fletcher Allendorf

Real Estate, Environmental Law, Banking & Finance, Bankruptcy & Debt

Status: Licensed: 22 Years

CONTACT

12 Briarcliff Road, Chappaqua, NY 10514

Eric Paul Wainer

Bankruptcy & Debt, Foreclosure, Litigation, Banking & Finance

Status: Licensed: 46 Years

CONTACT

148 Devoe Rd, Chappaqua, NY 10514

Ilyssa R. Alter

Real Estate, Lawsuit & Dispute, Business, Bankruptcy & Debt

Status: Licensed: 31 Years

CONTACT

2 Berol Close, Chappaqua, NY 10514

Scott B. Tulman

Other, Lawsuit & Dispute, Criminal, Collection

Status: Licensed: 41 Years

CONTACT

18 Haights Cross Rd, Chappaqua, NY 10514

Leonard Sidney Baum

Lawsuit & Dispute, Intellectual Property, Bankruptcy & Debt, Accident & Injury

Status:

CONTACT

41 Neustadt Ln, Chappaqua, NY 10514

Daniel Stewart Gewanter

Business, Bankruptcy & Debt

Status: Licensed: 29 Years

CONTACT

111 Radio Circle Dr, Mount Kisco, NY 10549

Stacey Smith Reynolds

Motor Vehicle, Trusts, Estate, Criminal, Collection

Status: Licensed: 29 Years

CONTACT

55 Smith Avenue, Mount Kisco, NY 10549

800-923-0641

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

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Chappaqua Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Paul David Jaffe

Leo Robert Sheer

Kyle-Beth Hilfer

Eric Fletcher Allendorf

Eric Paul Wainer

Ilyssa R. Alter

Scott B. Tulman

Leonard Sidney Baum

Daniel Stewart Gewanter

Stacey Smith Reynolds

TIPS

LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

FRAUDULENT TRANSFER

CREDIT INSURANCE

LOSS DAMAGE WAIVER (LDW)

TRADE DRESS

FRATERNAL BENEFIT SOCIETY BENEFITS

SOLE PROPRIETORSHIP

SECRET WARRANTY PROGRAM

PRESUMED ABUSE

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