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Chemung Bankruptcy & Debt Lawyer, New York

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1-10 of 11 matches. Page 1 of 2  

George D. Patte

Corporate, Contract, Business Organization, Bankruptcy
Status:  In Good Standing           
CONTACT
121 East Buffalo Street, Ithaca, NY 14850
Profile LAWPOINTS™40/100
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Richard P. Ruswick

Bankruptcy, Corporate, Business Organization, Construction
Status:  In Good Standing           
CONTACT
401 E. State St., Ithaca, NY 14850
Profile LAWPOINTS™36/100
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Lee Matthew Van Houten

Alimony & Spousal Support, Bankruptcy, Collection, Criminal
Status:  In Good Standing           
CONTACT
104-114 North Cayuga Street, Ithaca, NY 14850
Profile LAWPOINTS™34/100
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Amy Lillian Vichinsky

Criminal, Bankruptcy & Debt, Business, Other
Status:  In Good Standing           Licensed:  22 Years
CONTACT
Corning, NY 14830
Profile LAWPOINTS™22/100
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Anna Jane Smith

Consumer Bankruptcy
Status:  In Good Standing           Licensed:  12 Years
CONTACT
104-114 North Cayuga St, Ithaca, NY 14850
Profile LAWPOINTS™38/100
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Lee Matthew Van Houten

Landlord-Tenant, Collection, DUI-DWI, Divorce
Status:  In Good Standing           
CONTACT
104-114 North Cayuga Street, Ithaca, NY 14850
Profile LAWPOINTS™34/100
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Richard P Ruswick

Real Estate, Wills & Probate, Trusts, Bankruptcy, Estate
Status:  In Good Standing           Licensed:  39 Years
CONTACT
121 E. Buffalo St., Ithaca, NY 14850
Profile LAWPOINTS™32/100
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Susan Beth Mcneil

Family Law, Business & Trade, Collection, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  21 Years
CONTACT
309 N Tioga St, Ithaca, NY 14850
Profile LAWPOINTS™29/100
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James A. Salk

Business, Transactions, Commercial Bankruptcy, Residential Real Estate
Status:  In Good Standing           Licensed:  46 Years
CONTACT
118 E Clinton St, Ithaca, NY 14850
Profile LAWPOINTS™19/100
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Lauren S. Cohen

Family Law, Child Support, Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  43 Years
CONTACT
830 Oakdale Road, Johnson City, NY 13790
Profile LAWPOINTS™24/100
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LEGAL TERMS

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

FCBA

See Fair Credit Billing Act.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)
A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)
A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)
A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)
In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)
A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

FDCPA

See Fair Debt Collections & Practices Act.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)
A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

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