Cohoes Bankruptcy & Debt Lawyer, New York, page 2

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Mark Cary Kriss

Government, Criminal, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

92 Alpine Dr, Latham, NY 12110

Daniel Norris Young

Real Estate, Lawsuit & Dispute, Environmental Law, Bankruptcy & Debt

Status: In Good Standing

CONTACT

15 Cornell Rd, Latham, NY 12110

Ryan Eva Hertzel

Foreclosure, Mediation, Election & Political, Bankruptcy, Complex Litigation

Status: In Good Standing Licensed: 16 Years

CONTACT

15 Cornell Rd, Latham, NY 12110

Joshua Aaron Brody

Litigation, Estate Planning, Elder Law, Business, Credit & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

29 British American Blvd, Latham, NY 12110

Luigi Lecce

Real Estate, Estate, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

1209 Troy Schenectady Rd, Latham, NY 12110

Michael Steven O'Connor

Bankruptcy

Status: In Good Standing Licensed: 25 Years

CONTACT

711 Troy Schenectady Rd, Latham, NY 12110

Rosemary Nichols

Real Estate, Lawsuit, Employment, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1241 19Th St, Watervliet, NY 12189

Rhea Lee Levine

Bankruptcy, Business

Status: Retired Licensed: 15 Years

CONTACT

270 River St, Troy, NY 12180

Rosemary Weaver Mckenna

Education, Tax, Housing & Urban Development, Reorganization

Status: In Good Standing

CONTACT

28 2Nd St, Troy, NY 12180

Michael W. Kessler

Mediation, Employee Rights, Family Law, Commercial Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 52 Years

CONTACT

28 Second St, Troy, NY 12180

800-923-0641

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LEGAL TERMS

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

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Cohoes Bankruptcy & Debt Lawyer, New York, page 2

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Mark Cary Kriss

Daniel Norris Young

Ryan Eva Hertzel

Joshua Aaron Brody

Luigi Lecce

Michael Steven O'Connor

Rosemary Nichols

Rhea Lee Levine

Rosemary Weaver Mckenna

Michael W. Kessler

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LEGAL TERMS

TRADE NAME

CREDITOR

GARNISHMENT

GRACE PERIOD

CREDIT BUREAU

CREDIT INSURANCE

LIEN

NONEXEMPT PROPERTY

SECRET WARRANTY PROGRAM

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