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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Alan G. Merkin

Real Estate, Lawsuit & Dispute, International, Bankruptcy & Debt

Status: In Good Standing Licensed: 35 Years

CONTACT

254 S Main St, New City, NY 10956

Alden Brent Smith

Landlord-Tenant, Litigation, Contract, Bankruptcy

Status: In Good Standing

CONTACT

151 N Main St, New City, NY 10956

Allison Reich

Corporate, Credit & Debt

Status: In Good Standing

CONTACT

210 Route 303, Valley Cottage, NY 10989

Andrew W. Hammond

Lawsuit & Dispute, Intellectual Property, Business, Bankruptcy & Debt

Status: In Good Standing

CONTACT

22 Law Road, Briarcliff Manor, NY 10510

Andrew William Hammond

Lawsuit & Dispute, Intellectual Property, Business, Bankruptcy & Debt

Status: In Good Standing

CONTACT

22 Law Road, Briarcliff Manor, NY 10510

Ari Joshua Stein

Other, Lawsuit & Dispute, Bankruptcy & Debt

Status: In Good Standing Licensed: 22 Years

CONTACT

1 Railroad Square, Haverstraw, NY 10927

Benjamin Edward Selig

DUI-DWI, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 58 Years

CONTACT

35 Wolfe Cir, West Nyack, NY 10994

Daniel V. Remer

Bankruptcy & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

30 State St, Ossining, NY 10562

David Whittaker Stever

Accident & Injury, Bankruptcy, Employment, Estate, Real Estate

Status: In Good Standing Licensed: 9 Years

CONTACT

157 Millard Ave, Tarrytown, NY 10591

Desiree Venicia De Moya

Divorce, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing

CONTACT

163 S Main St, New City, NY 10956

800-923-0641

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

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Congers Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Alan G. Merkin

Alden Brent Smith

Allison Reich

Andrew W. Hammond

Andrew William Hammond

Ari Joshua Stein

Benjamin Edward Selig

Daniel V. Remer

David Whittaker Stever

Desiree Venicia De Moya

TIPS

LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

TRADE DRESS

LIMITED LIABILITY

REDEMPTION

SOLE PROPRIETORSHIP

PRESUMED ABUSE

REAFFIRMATION

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

CREDIT INSURANCE

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