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Gregory Messer
About | Practice Areas
Law Offices of Gregory Messer
26 Court Street Suite 2400 Brooklyn, NY 11242» view map
Bankruptcy & Debt
It's Time For A Fresh Start

Experienced bankruptcy attorney Gregory Messer will work with you personally to set your mind at ease and relieve the strain you’re facing from personal or business debt.

800-887-8940
1. Gregory Messer Brooklyn, NY
  Attorney at Law - NY, 1978
  Albany Law School J.D. 1977
2. AboutLaw Offices of Gregory Messer
  Providing debt relief for individual and business clients in the New York City area for more than three decades.
3. Practice AreasExpertise
  Bankruptcy & Debt
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7. Profile

Christian Michael Mcgannon

Bankruptcy & Debt, Accident & Injury

Status: Licensed: 34 Years

CONTACT

1250 Waters Pl, Bronx, NY 10461

Steven Lewis Kahn

Bankruptcy & Debt

Status: Licensed: 31 Years

CONTACT

1250 Waters Pl, Bronx, NY 10461

John Park

Real Estate, Divorce & Family Law, Bankruptcy, Accident & Injury

Status:

CONTACT

1809 Paulding Ave, Bronx, NY 10462

Nelson Richard Barrett

Family Law, Business & Trade, Credit & Debt, Personal Injury, Bankruptcy

Status: Licensed: 70 Years

CONTACT

900 Sheridan Ave, Bronx, NY 10451

Debby Appel

Bankruptcy & Debt, Contract, Estate, Corporate

Status:

CONTACT

Bronx, NY 10463

Shervon Mcclean Small

Lawsuit & Dispute, Government, Business, Bankruptcy & Debt

Status: Licensed: 17 Years

CONTACT

260 E 161St St, Bronx, NY 10451

Deborah R. Appel

Lawsuit & Dispute, Divorce & Family Law, Business, Bankruptcy & Debt

Status: Licensed: 21 Years

CONTACT

Bronx, NY 10463

Martha Johanna De Jesus

Trusts, Civil & Human Rights, Business Organization, Bankruptcy & Debt

Status: Licensed: 11 Years

CONTACT

349 E 149Th St, Bronx, NY 10451

Chiansan Ma

Industry Specialties, Bankruptcy & Debt

Status: Licensed: 13 Years

CONTACT

369 E 148Th St, Bronx, NY 10455

Mary Ann Barile

Divorce & Family Law, Criminal, Civil & Human Rights, Bankruptcy & Debt

Status: Licensed: 37 Years

CONTACT

360 E 161St St, Bronx, NY 10451

800-814-6700

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800-943-8690

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LEGAL TERMS

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

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Corona Bankruptcy & Debt Lawyer, New York, page 3

Sponsored Law Firm

Law Offices of Gregory Messer

SPONSORED LAWYERS

Christian Michael Mcgannon

Steven Lewis Kahn

John Park

Nelson Richard Barrett

Debby Appel

Shervon Mcclean Small

Deborah R. Appel

Martha Johanna De Jesus

Chiansan Ma

Mary Ann Barile

TIPS

LEGAL TERMS

CREDIT REPORT

PREFERENCE

AUTOMATIC STAY

TRADE DRESS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

NUISANCE FEES

COSIGNER

BANKRUPTCY

TRUTH IN LENDING ACT (TILA)

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