Cotton Bankruptcy & Debt Lawyer, Georgia

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Anthony Blakey
About | Practice Areas
Kelley, Lovett, Blakey & Sanders
2539 Lafayette Plaza Dr Albany, GA 31707Â» view map
Bankruptcy & Debt Law
Helping Georgia Get a Fresh Start

Our team is committed to giving you individual attention, and we will keep you informed each step of the way as well as treat you with dignity and respect.

800-661-8570
1. Anthony Blakey Albany, GA
  Attorney at Law- GA, 1997
  University of Georgia School of Law
2. AboutKelley, Lovett, Blakey & Sanders
  Helping Georgia Get a Fresh Start
3. Practice AreasExpertise
  Accident & Injury
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Angela Avard Turner

Real Estate, Trademark, Copyright, Bankruptcy, Defamation & Slander

Status: In Good Standing Licensed: 23 Years

CONTACT

Pelham, GA 31779

Rodney L. Allen

Lawsuit & Dispute, Immigration, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 52 Years

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1120 Millpond Road, Moultrie, GA 31768

John M. Carlton

Real Estate, Workers' Compensation, Divorce, Bankruptcy

Status: In Good Standing

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Moultrie, GA 31776

Michael Andrew Strickland

Agriculture, Industry Specialties, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 25 Years

CONTACT

700 South Main Street, Moultrie, GA 31776

Charles Andrew Ferenchick

Real Estate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

Cairo, GA 39828

Charles Andrew Ferenchick

Real Estate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

Cairo, GA 39828

James C. Whelchel

Workers' Compensation, Civil Rights, Insurance, Bankruptcy

Status: In Good Standing

CONTACT

26 Second Avenue, S.W., Moultrie, GA 31776

Hoyt H. Whelchel

Estate Planning, Workers' Compensation, Divorce, Bankruptcy

Status: Inactive Licensed: 75 Years

CONTACT

Moultrie, GA 31776

800-923-0641

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LEGAL TERMS

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

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Cotton Bankruptcy & Debt Lawyer, Georgia

Sponsored Law Firm

Kelley, Lovett, Blakey & Sanders

SPONSORED LAWYERS

Angela Avard Turner

Rodney L. Allen

John M. Carlton

Michael Andrew Strickland

Charles Andrew Ferenchick

Charles Andrew Ferenchick

James C. Whelchel

Hoyt H. Whelchel

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LEGAL TERMS

REPOSSESSION

COLLECTION AGENCY

FORBEARANCE

CREDIT BUREAU

PRESUMED ABUSE

NO-FAULT INSURANCE

DEFINED CONTRIBUTION PLAN

COSIGNER

GENERAL PARTNER

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