Cotton Bankruptcy & Debt Lawyer, Georgia

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Anthony Blakey
About | Practice Areas
Kelley, Lovett, Blakey & Sanders
2539 Lafayette Plaza Dr Albany, GA 31707Â» view map
Bankruptcy & Debt Law
Helping Georgia Get a Fresh Start

Our team is committed to giving you individual attention, and we will keep you informed each step of the way as well as treat you with dignity and respect.

800-661-8570
1. Anthony Blakey Albany, GA
  Attorney at Law- GA, 1997
  University of Georgia School of Law
2. AboutKelley, Lovett, Blakey & Sanders
  Helping Georgia Get a Fresh Start
3. Practice AreasExpertise
  Accident & Injury
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Charles Andrew Ferenchick

Real Estate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

Cairo, GA 39828

Charles Andrew Ferenchick

Real Estate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 16 Years

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Cairo, GA 39828

James C. Whelchel

Workers' Compensation, Civil Rights, Insurance, Bankruptcy

Status: In Good Standing

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26 Second Avenue, S.W., Moultrie, GA 31776

Hoyt H. Whelchel

Estate Planning, Workers' Compensation, Divorce, Bankruptcy

Status: Inactive Licensed: 75 Years

CONTACT

Moultrie, GA 31776

Rodney L. Allen

Lawsuit & Dispute, Immigration, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 52 Years

CONTACT

1120 Millpond Road, Moultrie, GA 31768

John M. Carlton

Real Estate, Workers' Compensation, Divorce, Bankruptcy

Status: In Good Standing

CONTACT

Moultrie, GA 31776

Michael Andrew Strickland

Agriculture, Industry Specialties, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 25 Years

CONTACT

700 South Main Street, Moultrie, GA 31776

Angela Avard Turner

Real Estate, Trademark, Copyright, Bankruptcy, Defamation & Slander

Status: In Good Standing Licensed: 23 Years

CONTACT

Pelham, GA 31779

800-923-0641

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LEGAL TERMS

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

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Cotton Bankruptcy & Debt Lawyer, Georgia

Sponsored Law Firm

Kelley, Lovett, Blakey & Sanders

SPONSORED LAWYERS

Charles Andrew Ferenchick

Charles Andrew Ferenchick

James C. Whelchel

Hoyt H. Whelchel

Rodney L. Allen

John M. Carlton

Michael Andrew Strickland

Angela Avard Turner

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LEGAL TERMS

CREDIT REPORT

REPOSSESSION

LOSS DAMAGE WAIVER (LDW)

SECURED DEBT

LIMITED PARTNERSHIP

BANKRUPTCY TRUSTEE

CREDIT BUREAU

CHAPTER 13 BANKRUPTCY

TRADE NAME

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