Daytona Beach Bankruptcy & Debt Lawyer, Florida

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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Jeffrey Alan Klein

Alimony & Spousal Support, Adoption, Banking & Finance, Bankruptcy

Status: In Good Standing

CONTACT

747 South Ridgewood Avenue, Daytona Beach, FL 32114

Walter J. Snell

Bankruptcy & Debt, Estate, Business, Criminal, Real Estate

Status: In Good Standing Licensed: 36 Years

FREE CONSULTATION

CONTACT

436 N Peninsula Dr, Daytona Beach, FL 32118

Sheryl Simonetta Zust

Bankruptcy, Credit & Debt, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 32 Years

FREE CONSULTATION

CONTACT

4649 S. Clyde Morris Blvd., Ste 610, Port Orange, FL 32129

Armistead Ellis

Family Law, Business, Bankruptcy

Status: In Good Standing Licensed: 47 Years

CONTACT

Daytona Beach, FL 32115

Heidi M. Crimins

Dispute Resolution, Federal Appellate Practice, Family Law, Bankruptcy

Status: In Good Standing

CONTACT

251 N Ridgewood Ave, Daytona Beach, FL 32114

Chelsea Nicole Abend

Labor Law, Administrative Law, Collection, Animal Bite

Status: In Good Standing Licensed: 9 Years

CONTACT

1190 Champions Dr, Daytona Beach, FL 32124

John Roberts

Immigration, Estate Planning, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

300 Interchange Blvd, Ormond Beach, FL 32174

Robert James Mara

Credit & Debt, Commercial Real Estate, Bankruptcy, Estate Planning

Status: In Good Standing Licensed: 15 Years

CONTACT

555 W Granada Blvd, Ormond Beach, FL 32174

Dorothy V Maier

Employee Rights, Civil Rights, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

435 S Ridgewood Ave, Daytona Beach, FL 32114

Richard James Osterndorf

Construction, Trusts, Corporate, Credit & Debt

Status: In Good Standing Licensed: 58 Years

CONTACT

Daytona Beach, FL 32115

800-923-0641

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LEGAL TERMS

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

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Daytona Beach Bankruptcy & Debt Lawyer, Florida

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

Jeffrey Alan Klein

Walter J. Snell

Sheryl Simonetta Zust

Armistead Ellis

Heidi M. Crimins

Chelsea Nicole Abend

John Roberts

Robert James Mara

Dorothy V Maier

Richard James Osterndorf

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LEGAL TERMS

NONEXEMPT PROPERTY

LIQUIDATING PARTNER

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

FRATERNAL BENEFIT SOCIETY BENEFITS

NONDISCHARGEABLE DEBTS

COSIGNER

BANKRUPTCY

FORBEARANCE

IRS EXPENSES

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