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Jacqueline M. Sale Lawyer

Jacqueline M. Sale

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Immigration, Criminal, Divorce & Family Law, Bankruptcy & Debt, Real Estate
When It's Time to Litigate To Enforce Your Consumer Rights

Jacqueline Sale is an immigration and bankruptcy lawyer proudly serving Daytona Beach, Florida and the surrounding areas.

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800-951-8150

Walter J. Snell Lawyer

Walter J. Snell

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Bankruptcy & Debt, Estate, Business, Criminal, Real Estate

Mr. Snell was born in Daytona Beach and graduated from Seabreeze High School. He earned his Bachelor of Science in Business Administration/Finance fr... (more)

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386-255-5334

Ronald  Cutler Lawyer

Ronald Cutler

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Tax, Bankruptcy & Debt, Business

Florida Tax Attorney, CPA, and Former FBI Agent with over 40 years of experience. We solve state and federal tax problems here in Florida & nationw... (more)

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386-788-4480

Jeffrey Alan Klein

Alimony & Spousal Support, Adoption, Banking & Finance, Bankruptcy
Status:  In Good Standing           
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Sheryl Simonetta Zust

Bankruptcy, Credit & Debt, Collection, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  29 Years

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Armistead Ellis

Bankruptcy, Family Law, Business
Status:  In Good Standing           Licensed:  44 Years

Heidi M. Crimins

Dispute Resolution, Federal Appellate Practice, Family Law, Bankruptcy
Status:  In Good Standing           

Avie Susan Meshbesher Croce

Family Law, Criminal, Bankruptcy
Status:  In Good Standing           Licensed:  15 Years

John Roberts

Immigration, Estate Planning, Credit & Debt, Bankruptcy
Status:  In Good Standing           Licensed:  19 Years

Robert James Mara

Credit & Debt, Commercial Real Estate, Bankruptcy, Estate Planning
Status:  Inactive           Licensed:  12 Years

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LEGAL TERMS

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)
A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

FCBA

See Fair Credit Billing Act.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)
A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)
A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)
The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)
A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)
The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)
As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)
An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.