Delphi Falls Bankruptcy & Debt Lawyer, New York, page 2

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Anthony Frank Copani

Estate Planning, Civil & Human Rights, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 41 Years

CONTACT

224 Harrison St, Syracuse, NY 13202

Anthony Hanley

Litigation, Trusts, Bankruptcy & Debt

Status: In Good Standing Licensed: 36 Years

CONTACT

211 W Jefferson St, Syracuse, NY 13202

Anthony J. Pietrafesa

Bankruptcy & Debt, Consumer Rights, Defect and Lemon Law, Deceptive Trade Practices, Bad Faith Insurance

Status: In Good Standing Licensed: 42 Years

CONTACT

120 E Washington St, Syracuse, NY 13202

Anthony R. Hanley

Litigation, Trusts, Bankruptcy & Debt

Status: Suspended Licensed: 30 Years

CONTACT

600 Onondaga Savings Bank Bd, Syracuse, NY 13202

Briana Kristine Fundalinski

Lawsuit & Dispute, Civil & Human Rights, Business, Bankruptcy

Status: In Good Standing Licensed: 11 Years

CONTACT

100 Madison St, Syracuse, NY 13202

Camille Wolnik Hill

Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 36 Years

CONTACT

1 Lincoln Ctr, Syracuse, NY 13202

Camille Hill

Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 36 Years

CONTACT

1 Lincoln Ctr, Syracuse, NY 13202

Catherine A. Diviney

Health Care, Environmental Law Other, Business, Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

100 Madison St, Syracuse, NY 13202

Charles Joseph Sullivan

Litigation, Corporate, Bankruptcy & Debt

Status: In Good Standing Licensed: 32 Years

CONTACT

1 Lincoln Ctr, Syracuse, NY 13202

Christina Marie Verone Juliano

Environmental Law Other, Elder Law, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 16 Years

CONTACT

5786 Widewaters Pkwy, Syracuse, NY 13214

800-923-0641

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800-943-8690

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LEGAL TERMS

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

FCRA

See Fair Credit Reporting Act.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

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Delphi Falls Bankruptcy & Debt Lawyer, New York, page 2

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Anthony Frank Copani

Anthony Hanley

Anthony J. Pietrafesa

Anthony R. Hanley

Briana Kristine Fundalinski

Camille Wolnik Hill

Camille Hill

Catherine A. Diviney

Charles Joseph Sullivan

Christina Marie Verone Juliano

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LEGAL TERMS

NUISANCE FEES

BANKRUPTCY

FCRA

AUTOMATIC STAY

SETOFF

UNSECURED DEBT

WORKOUT

SOLE PROPRIETORSHIP

INTEREST

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