Dona Ana County, NM Credit & Debt Lawyers, page 3

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Jon Litty
About | Practice Areas
Litty Law Group, P.C.
500 Marquette Ave NW Suite 1200 Albuquerque, NM 87102» view map
Bankruptcy & Debt and Immigration Law
Albuquerque’s Attorney

I’m Jon Litty and I’m here to serve you, Albuquerque! I will fight to get you what you rightfully deserve.

505-862-5061
1. Jon Litty Albuquerque, NM
  Attorney at Law- NM
  Thomas Jefferson School of Law, J.D. 2015
2. AboutLitty Law Group, P.C.
  Albuquerque’s Attorney
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Not enough matches for Dona Ana Credit & Debt lawyer.
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R. Glenn Davis

Litigation, Trusts, Estate Planning, Estate

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201 N Church St, Las Cruces, NM 88001

Mark Daniel Standridge

State Appellate Practice, Employee Rights, Administrative Law, Personal Injury

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Kathryn Joy Brack Morrow

Real Estate, Litigation, Lawsuit & Dispute, Environmental Law Other, Accident & Injury

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Blaine Turner Mynatt

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Damian Lee Carlos Martinez

Corporate, Landlord-Tenant, Civil Rights, Labor Law, Federal Trial Practice

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100 N Church St, Las Cruces, NM 88001

Bradley A. Springer

Litigation, Administrative Law, Credit & Debt, Personal Injury

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Dana M. Kyle

Commercial Real Estate, Wills, Gift Taxation, Business & Trade

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Gerald M. Byers

Criminal

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Christopher K. P. Cardenas

Commercial Real Estate, Landlord-Tenant, Federal, Employee Rights, Criminal

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337 N Alameda Blvd, Las Cruces, NM 88005

Greig W. Coates

Personal Injury, Federal Trial Practice, Insurance, Litigation

Status: In Good Standing

CONTACT

1802 Avenida De Mesilla, Las Cruces, NM 88005

800-923-0641

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LEGAL TERMS

COLLATERAL

Property that guarantees payment of a secured debt.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

SAMPLE LEGAL CASES

Beams v. Rhine

... He alleges that Rhine used the money obtained from the line of credit to pay off premarital credit card debt and to make mortgage payments on another home in Arizona that Rhine purchased before the marriage and was her separate property. ...

Karpien v. Karpien

... That community debt included the balance owed on two mortgages on the home, credit card debt, certain medical bills, and repatriation and funeral expenses that were incurred after Wife's death and paid by Parents. Husband appeals the order of the district court. II. ...

Bank of New York v. Romero

... In early 2006, the Romeros were behind on the New Century loan, which had an estimated payoff of $176,450.08, and were in debt on credit card and other loan obligations. ... (Equity One) for $227,240 that repaid their existing home loan, credit card debt, and other obligations. ...

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Dona Ana County, NM Credit & Debt Lawyers, page 3

Sponsored Law Firm

Litty Law Group, P.C.

SPONSORED LAWYERS

R. Glenn Davis

Mark Daniel Standridge

Kathryn Joy Brack Morrow

Blaine Turner Mynatt

Damian Lee Carlos Martinez

Bradley A. Springer

Dana M. Kyle

Gerald M. Byers

Christopher K. P. Cardenas

Greig W. Coates

TIPS

LEGAL TERMS

COLLATERAL

CREDIT COUNSELING

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

NONDISCHARGEABLE DEBTS

WORKOUT

ACCORD AND SATISFACTION

REDEMPTION

MEANS TEST

CREDITOR

SAMPLE LEGAL CASES

Beams v. Rhine

Karpien v. Karpien

Bank of New York v. Romero

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