East Amherst Bankruptcy & Debt Lawyer, New York, page 2

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Jennifer Volhard Schiffmacher

Family Law, Civil Rights, Collection, Personal Injury, Criminal

Status: In Good Standing Licensed: 26 Years

CONTACT

2350 N Forest Rd A, Getzville, NY 14068

Kristen Leigh Schaub

Estate, Employee Rights, Elder Law, Bankruptcy

Status: In Good Standing Licensed: 14 Years

CONTACT

200 John James Audubon Pkwy, Buffalo, NY 14228

Kristin G. Kozlowski

Divorce, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

9545 Main St, Clarence, NY 14031

Michelle Lynn Cappellucci

Employee Rights, Family Law, Elder Law, Bankruptcy

Status: In Good Standing

CONTACT

8351 Black Walnut Dr, East Amherst, NY 14051

Morris Louis Horwitz

Commercial Real Estate, Collection, Bankruptcy

Status: In Good Standing Licensed: 50 Years

CONTACT

243 Old Lyme Dr, Buffalo, NY 14221

Paul Michael Pochepan

Litigation, Government, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 35 Years

CONTACT

2410 N Forest Rd, Getzville, NY 14068

Rebecca Margaret Kujawa

Agriculture, Adoption, Civil Rights, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 9 Years

CONTACT

2410 N Forest Rd, Getzville, NY 14068

Regina A. Walker

Social Security -- Disability, Employment, Bankruptcy

Status: In Good Standing Licensed: 29 Years

CONTACT

300 International Dr., Buffalo, NY 14221

Richard Alan Hull

Other, Real Estate, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 34 Years

CONTACT

19 San Jose Ct, East Amherst, NY 14051

Roy Lambert Wixson

International, Government, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 53 Years

CONTACT

140 Fleetwood Ter, Buffalo, NY 14221

800-923-0641

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LEGAL TERMS

FCBA

See Fair Credit Billing Act.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

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East Amherst Bankruptcy & Debt Lawyer, New York, page 2

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Jennifer Volhard Schiffmacher

Kristen Leigh Schaub

Kristin G. Kozlowski

Michelle Lynn Cappellucci

Morris Louis Horwitz

Paul Michael Pochepan

Rebecca Margaret Kujawa

Regina A. Walker

Richard Alan Hull

Roy Lambert Wixson

TIPS

LEGAL TERMS

FCBA

CREDIT REPORT

LIQUIDATING PARTNER

BANKRUPTCY TRUSTEE

NONDISCHARGEABLE DEBTS

ABUSE

DEBT COLLECTOR

COLLECTION AGENCY

SECRET WARRANTY PROGRAM

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