East Durham Bankruptcy & Debt Lawyer, New York, page 2

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Christopher James Dewitt

Federal Appellate Practice, Bankruptcy & Debt

Status: Licensed: 20 Years

CONTACT

20 Hurst Ave, Albany, NY 12208

Guy J. Criscione

Immigration, DUI-DWI, Bankruptcy & Debt

Status: Licensed: 44 Years

CONTACT

817 Madison Ave, Albany, NY 12208

Sandra Sue Poland Demars

Bankruptcy

Status: Licensed: 31 Years

CONTACT

817 Madison Ave, Albany, NY 12208

Randall E. Kehoe

Bankruptcy & Debt, Criminal, Motor Vehicle, Personal Injury, Divorce

Status:

FREE CONSULTATION

CONTACT

127 Madison Ave, Albany, NY 12202

James Peter Lagios

Lawsuit & Dispute, Health Care, Business, Bankruptcy & Debt

Status:

CONTACT

9 Thurlow Ter, Albany, NY 12203

John D. Rodgers

Lawsuit & Dispute, Contract, Business, Bankruptcy & Debt

Status: Licensed: 44 Years

CONTACT

8 Thurlow Ter, Albany, NY 12203

Jorge Alberto Rodriguez

Collection, Commercial Bankruptcy, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 20 Years

CONTACT

8 Thurlow Ter, Albany, NY 12203

Barbara A. Whipple

Other, Real Estate, Lawsuit & Dispute, Bankruptcy & Debt

Status: Licensed: 26 Years

CONTACT

284 State St, Albany, NY 12210

Meghan Mary Breen

Bankruptcy & Debt, Real Estate

Status:

CONTACT

50 Beaver St, Albany, NY 12207

Pilar Andrea Cano

Mediation, Lawsuit & Dispute, Collection, Bankruptcy & Debt

Status:

CONTACT

36 S Pearl St, Albany, NY 12207

800-814-6700

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LEGAL TERMS

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

FCBA

See Fair Credit Billing Act.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

FDCPA

See Fair Debt Collections & Practices Act.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

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East Durham Bankruptcy & Debt Lawyer, New York, page 2

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Christopher James Dewitt

Guy J. Criscione

Sandra Sue Poland Demars

Randall E. Kehoe

James Peter Lagios

John D. Rodgers

Jorge Alberto Rodriguez

Barbara A. Whipple

Meghan Mary Breen

Pilar Andrea Cano

TIPS

LEGAL TERMS

CHAPTER 13 BANKRUPTCY

FCBA

CREDIT COUNSELING

CHAPTER 7 BANKRUPTCY

PREFERENCE

CURRENT MONTHLY INCOME

SECRET WARRANTY PROGRAM

FDCPA

FRAUDULENT TRANSFER

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