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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Greg Eric Mann

Estate Planning, Employee Rights, Bankruptcy, Products Liability

Status: Licensed: 13 Years

CONTACT

926 Rxr Plz, Uniondale, NY 11556

David Ian Gise

Employee Rights, Criminal, Bankruptcy, Products Liability

Status:

CONTACT

926 Rxr Plz, Uniondale, NY 11556

Amanda Gurman

Estate Planning, Employee Rights, Bankruptcy, Products Liability

Status:

CONTACT

926 Rxr Plz, Uniondale, NY 11556

Matthew David Fox

Child Support, Bankruptcy, Products Liability, Accident & Injury

Status: Licensed: 10 Years

CONTACT

926 Rxr Plz, Uniondale, NY 11556

Ashley Starr Osadon

Estate Planning, Employee Rights, Bankruptcy, Products Liability

Status: Licensed: 10 Years

CONTACT

926 Rxr Plz, Uniondale, NY 11556

Diana E. Rivkin

Estate Planning, Employee Rights, Bankruptcy, Products Liability

Status: Licensed: 10 Years

CONTACT

926 Rxr Plz, Uniondale, NY 11556

Sean Nicholas Simensky

Estate Planning, Employee Rights, Bankruptcy, Products Liability

Status: Licensed: 9 Years

CONTACT

926 Rxr Plz, Uniondale, NY 11556

Ada Kozicz

Estate Planning, Employee Rights, Bankruptcy, Products Liability

Status: Licensed: 9 Years

CONTACT

926 Rxr Plz, Uniondale, NY 11556

Floyd Lee Howard

Estate Planning, Employee Rights, Bankruptcy, Products Liability

Status: Licensed: 8 Years

CONTACT

926 Rxr Plz, Uniondale, NY 11556

Thomas Paul Schulz

Employee Rights, Business, Bankruptcy, Products Liability

Status: Licensed: 40 Years

CONTACT

926 Rxr Plaza, Uniondale, NY 11556

800-923-0641

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800-943-8690

Free Help: Use This Form or Call 800-943-8690

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LEGAL TERMS

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

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East Meadow Bankruptcy & Debt Lawyer, New York, page 5

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Greg Eric Mann

David Ian Gise

Amanda Gurman

Matthew David Fox

Ashley Starr Osadon

Diana E. Rivkin

Sean Nicholas Simensky

Ada Kozicz

Floyd Lee Howard

Thomas Paul Schulz

TIPS

LEGAL TERMS

TRADE DRESS

TRUTH IN LENDING ACT (TILA)

CREDIT INSURANCE

COSIGNER

INTEREST

FRATERNAL BENEFIT SOCIETY BENEFITS

DISCHARGEABLE DEBTS

NUISANCE FEES

GRACE PERIOD

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