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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Vincent Gregory Lo Tempio

Intellectual Property, DUI-DWI, Collection, Products Liability

Status:

CONTACT

8433 William Smith Way, Buffalo, NY 14221

Michael Brian Hopkins

Bankruptcy & Debt

Status: Licensed: 45 Years

CONTACT

25 Delaware Ave, Buffalo, NY 14202

Louis Rosado

Immigration, Bankruptcy

Status: Licensed: 35 Years

CONTACT

1610 Genesee St, Buffalo, NY 14211

Abigail Elizabeth Snow

Real Estate, Bankruptcy & Debt

Status: Licensed: 23 Years

CONTACT

205 Park Club Ln, Buffalo, NY 14221

Krista Gottlieb

Mediation, Arbitration, Employment Discrimination, Dissolution

Status: Licensed: 45 Years

CONTACT

43 Court Street, Buffalo, NY 14202

Patrick Matthew Tomovic

Landlord-Tenant, Wills & Probate, Divorce & Family Law, Bankruptcy

Status: Licensed: 35 Years

CONTACT

50 Fountain Plaza, Buffalo, NY 14202

Christine Marie Jurusik

Landlord-Tenant, Immigration, Child Support, Bankruptcy

Status: Licensed: 24 Years

CONTACT

140 Pearl St, Buffalo, NY 14202

Matthew Alan Parham

Litigation, State Appellate Practice, Native People, Consumer Bankruptcy

Status:

CONTACT

37 Franklin St, Buffalo, NY 14202

Paul Ira Perlman

Real Estate, Intellectual Property, Employment, Business, Consumer Bankruptcy

Status: Licensed: 45 Years

CONTACT

1800 One M&T Plaza, Buffalo, NY 14203

William Joseph Brown

Litigation, Business, Bankruptcy & Debt

Status: Licensed: 45 Years

CONTACT

125 Main St, Buffalo, NY 14203

800-923-0641

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LEGAL TERMS

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

FCRA

See Fair Credit Reporting Act.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

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East Otto Bankruptcy & Debt Lawyer, New York, page 2

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Vincent Gregory Lo Tempio

Michael Brian Hopkins

Louis Rosado

Abigail Elizabeth Snow

Krista Gottlieb

Patrick Matthew Tomovic

Christine Marie Jurusik

Matthew Alan Parham

Paul Ira Perlman

William Joseph Brown

TIPS

LEGAL TERMS

CHAPTER 7 BANKRUPTCY

SETOFF

LOSS DAMAGE WAIVER (LDW)

ACCORD AND SATISFACTION

PRESUMED ABUSE

FAIR CREDIT REPORTING ACT (FCRA)

CYBERSQUATTING

FCRA

CURRENT MONTHLY INCOME

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