El Cajon Bankruptcy & Debt Lawyer, California, page 2

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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William Arthur Smelko

Lawsuit & Dispute, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 44 Years

CONTACT

10931 Rockwood Rd, El Cajon, CA 92020

Donald D. Beury

Divorce & Family Law, Foreclosure, Criminal, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

4585 51St Street, San Diego, CA 92115

Jamie Lyn Handrick

Landlord-Tenant, Real Estate, Contract, Collection

Status: In Good Standing Licensed: 23 Years

CONTACT

8220 University Ave, La Mesa, CA 91942

David Earl Britton

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 47 Years

CONTACT

7777 Alvarado Rd, La Mesa, CA 91942

Darryl Weiss

International Other, Employment Discrimination, Non-profit, Commercial Bankruptcy

Status: Inactive Licensed: 20 Years

CONTACT

9255 N Magnolia Ave, Santee, CA 92071

Jennifer Ann Klock Morel

Bankruptcy, Bankruptcy & Debt, Personal Injury

Status: Inactive Licensed: 14 Years

CONTACT

5495 Camino Playa Malaga, San Diego, CA 92124

Bret Gregory Hamelin

Litigation, Trusts, Corporate, Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

4665 Yerba Santa Dr, San Diego, CA 92115

James Richard Robertson

Litigation, Lawsuit & Dispute, Consumer Protection, Collection

Status: In Good Standing Licensed: 25 Years

CONTACT

4025 Camino Del Rio South, San Diego, CA 92108

Edward Medina

Immigration, Bankruptcy

Status: Suspended Licensed: 25 Years

CONTACT

4025 Camino Del Rio S, San Diego, CA 92108

Evan Andrew Gould

Employee Rights, Administrative Law, Credit & Debt, Medical Malpractice

Status: In Good Standing

CONTACT

9988 Hibert St, San Diego, CA 92131

800-923-0641

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LEGAL TERMS

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

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El Cajon Bankruptcy & Debt Lawyer, California, page 2

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

William Arthur Smelko

Donald D. Beury

Jamie Lyn Handrick

David Earl Britton

Darryl Weiss

Jennifer Ann Klock Morel

Bret Gregory Hamelin

James Richard Robertson

Edward Medina

Evan Andrew Gould

TIPS

LEGAL TERMS

CHAPTER 7 BANKRUPTCY

LOSS DAMAGE WAIVER (LDW)

SECRET WARRANTY PROGRAM

FRATERNAL BENEFIT SOCIETY BENEFITS

GUARANTEED RESERVATION

INTEREST

S CORPORATION

DISCHARGE (OF DEBTS)

NO-FAULT INSURANCE

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