Gibson Bankruptcy & Debt Lawyer, Georgia

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Chuck Douglas
About | Practice Areas
Wakhisi-Douglas LLC
2002 Summit Boulevard Suite 300 Atlanta, GA 30319» view map
Bankruptcy & Debt
We Fight Back and Win in Court

We’ve won hundreds of cases, and we’ve developed a reputation for resolving complex disputes favorably for our clients.

800-978-8941
1. Chuck Douglas Atlanta, GA
  Attorney at Law- GA
  Georgia State University College of Law, J.D. 2009
2. AboutWakhisi-Douglas LLC
  We Fight Back and Win in Court
3. Practice AreasExpertise
  Bankruptcy & Debt
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Joseph Edward Spires

✓ VERIFIED

Accident & Injury, Personal Injury, Car Accident, Consumer Bankruptcy

I have practiced bankruptcy, personal injury, and workers' compensation law for 25 years.

Founding partner, Joseph Spires is a Georgia native with over two decades of legal experience. He specializes in Worker's Compensation, Bankruptcy and... (more)

FREE CONSULTATION

CONTACT

800-925-2541

445 Walker Street, Augusta, GA 30901

Wendy A Withrow

Eminent Domain, Government Contract, Corporate, Bankruptcy

Status: In Good Standing

CONTACT

429 Walker Street, Upper Level, Augusta, GA 30901

Jeffrey L. Cohen

Tax, International Tax, Business & Trade, Credit & Debt

Status: In Good Standing

CONTACT

100 Galleria Parkway Se, Atlanta, GA 30339

Jonathan Allen Slack

International Tax, International, Employment, Bankruptcy & Debt

Status: In Good Standing Licensed: 12 Years

CONTACT

100 Galleria Parkway Se, Atlanta, GA 30339

Brent William Herrin

Tax, Employee Rights, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 23 Years

CONTACT

100 Galleria Pkwy SE, Atlanta, GA 30339

Andrea Edwards Martin

Lawsuit & Dispute, Federal Trial Practice, Divorce, Credit & Debt, Elder Law

Status: In Good Standing

CONTACT

100 Galleria Pkwy Se, Atlanta, GA 30339

Andrea Edwards Martin

Lawsuit & Dispute, Federal Trial Practice, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

100 Galleria Pkwy Se, Atlanta, GA 30339

J Larry Broyles

Tax, Banking & Finance, Corporate, Credit & Debt

Status: In Good Standing

CONTACT

233 Davis Rd, Augusta, GA 30907

John Philip Manton

Real Estate, Divorce & Family Law, Bankruptcy & Debt, Car Accident

Status: In Good Standing Licensed: 22 Years

CONTACT

429 Windward Point Road, Augusta, GA 30901

V. Lee Ringler

Bankruptcy

Status: In Good Standing Licensed: 50 Years

CONTACT

753 Broad St, Augusta, GA 30901

800-923-0641

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LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

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Gibson Bankruptcy & Debt Lawyer, Georgia

Sponsored Law Firm

Wakhisi-Douglas LLC

SPONSORED LAWYERS

Joseph Edward Spires

Wendy A Withrow

Jeffrey L. Cohen

Jonathan Allen Slack

Brent William Herrin

Andrea Edwards Martin

Andrea Edwards Martin

J Larry Broyles

John Philip Manton

V. Lee Ringler

TIPS

LEGAL TERMS

PRESUMED ABUSE

DISCHARGE (OF DEBTS)

FORBEARANCE

BULK SALES LAW

FAIR CREDIT REPORTING ACT (FCRA)

DEBT COLLECTOR

CHAPTER 13 BANKRUPTCY

GUARANTOR

LOSS DAMAGE WAIVER (LDW)

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