Gibson Bankruptcy & Debt Lawyer, Georgia

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Chuck Douglas
About | Practice Areas
Wakhisi-Douglas LLC
2002 Summit Boulevard Suite 300 Atlanta, GA 30319» view map
Bankruptcy & Debt
We Fight Back and Win in Court

We’ve won hundreds of cases, and we’ve developed a reputation for resolving complex disputes favorably for our clients.

800-978-8941
1. Chuck Douglas Atlanta, GA
  Attorney at Law- GA
  Georgia State University College of Law, J.D. 2009
2. AboutWakhisi-Douglas LLC
  We Fight Back and Win in Court
3. Practice AreasExpertise
  Bankruptcy & Debt
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Joseph Edward Spires

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Accident & Injury, Personal Injury, Car Accident, Consumer Bankruptcy

I have practiced bankruptcy, personal injury, and workers' compensation law for 25 years.

Founding partner, Joseph Spires is a Georgia native with over two decades of legal experience. He specializes in Worker's Compensation, Bankruptcy and... (more)

FREE CONSULTATION

CONTACT

800-925-2541

445 Walker Street, Augusta, GA 30901

Wendy A Withrow

Eminent Domain, Government Contract, Corporate, Bankruptcy

Status: In Good Standing

CONTACT

429 Walker Street, Upper Level, Augusta, GA 30901

Lewis N. Jones

Real Estate, Litigation, Credit & Debt

Status: In Good Standing Licensed: 56 Years

CONTACT

Bartow, GA 30413

J. Franklin Hitchcock

Immigration, Criminal, Collection

Status: In Good Standing Licensed: 60 Years

CONTACT

12557 Broad Street, Sparta, GA 31087

Arthur Lee Walker

Wills, Labor Law, Business, Bankruptcy

Status: In Good Standing Licensed: 47 Years

CONTACT

Sandersville, GA 31082

Michon Danielle Walker

Bankruptcy, Social Security, Wills, Civil Rights

Status: In Good Standing Licensed: 22 Years

CONTACT

322 South Harris Street, Sandersville, GA 31082

Lance John Hamilton

Criminal, Bankruptcy, Personal Injury, Accident & Injury

Status: In Good Standing Licensed: 29 Years

CONTACT

28 Goldenrod Court, Sparta, GA 31087

Guy Henry Seymour

Tax, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

2820 Hillcreek Drive, Augusta, GA 30909

Angela Williams Seymour

Private Schools, Consumer Rights, Bankruptcy, Property Damage

Status: In Good Standing

CONTACT

2820 Hillcreek Drive, Augusta, GA 30909

James C. Overstreet

Corporate, Banking & Finance, Bankruptcy Litigation, Bankruptcy

Status: In Good Standing Licensed: 25 Years

CONTACT

1229 Augusta West Parkway, Augusta, GA 30909

800-923-0641

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800-943-8690

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LEGAL TERMS

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

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Gibson Bankruptcy & Debt Lawyer, Georgia

Sponsored Law Firm

Wakhisi-Douglas LLC

SPONSORED LAWYERS

Joseph Edward Spires

Wendy A Withrow

Lewis N. Jones

J. Franklin Hitchcock

Arthur Lee Walker

Michon Danielle Walker

Lance John Hamilton

Guy Henry Seymour

Angela Williams Seymour

James C. Overstreet

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LEGAL TERMS

REDEMPTION

NONDISCHARGEABLE DEBTS

REAFFIRMATION

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

NO-FAULT INSURANCE

PRIORITY DEBT

401(K) PLAN

BANKRUPTCY

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

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