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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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James M. Maloy

Bankruptcy, Corporate, Personal Injury, Real Estate

Status: In Good Standing

FREE CONSULTATION

CONTACT

424 Main Street, Buffalo, NY 14202

Richard H. Cole

Alimony & Spousal Support, Bankruptcy, Criminal, Divorce

Status: In Good Standing

CONTACT

37 Franklin St., Buffalo, NY 14202

Jeffrey K. Moncher

Real Estate, Workers' Compensation, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing

CONTACT

37 Franklin St., Buffalo, NY 14202

Ronald Allen Sutton

Contract, Bankruptcy, Medical Malpractice, Workers' Compensation

Status: In Good Standing Licensed: 39 Years

CONTACT

Grand Island, NY 14072

Michael C. Schmahl Delia

Criminal, Accident & Injury, Bankruptcy & Debt, Real Estate, Business

Status: In Good Standing Licensed: 30 Years

FREE CONSULTATION

CONTACT

2445 Allen Ave., NIAGARA FALLS, NY 14303

Jay Elliot Brett

Real Estate, Business & Trade, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 67 Years

CONTACT

2645 Sheridan Dr, Tonawanda, NY 14150

Frank Stephen Ieraci

Health Care, Workers' Compensation, Divorce & Family Law, Bankruptcy

Status: In Good Standing

CONTACT

2140 Eggert Rd, Buffalo, NY 14226

Krista Gottlieb

Mediation, Arbitration, Employment Discrimination, Dissolution

Status: In Good Standing Licensed: 45 Years

CONTACT

43 Court Street, Buffalo, NY 14202

Daniel Joseph Bobbett

Lawsuit & Dispute, Wills & Probate, Business, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 12 Years

CONTACT

350 Main Street, Buffalo, NY 14202

Kyle Clark Didone

Real Estate, Government, DUI-DWI, Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

424 Main Street, Buffalo, NY 14202

800-923-0641

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800-943-8690

Free Help: Use This Form or Call 800-943-8690

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LEGAL TERMS

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

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Grand Island Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

James M. Maloy

Richard H. Cole

Jeffrey K. Moncher

Ronald Allen Sutton

Michael C. Schmahl Delia

Jay Elliot Brett

Frank Stephen Ieraci

Krista Gottlieb

Daniel Joseph Bobbett

Kyle Clark Didone

TIPS

LEGAL TERMS

LIMITED PARTNERSHIP

INTEREST

NUISANCE FEES

REAFFIRMATION

SECURED DEBT

BANKRUPTCY

SOLE PROPRIETORSHIP

DEFINED CONTRIBUTION PLAN

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

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