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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Lawrence Alan Levine

Commercial Real Estate, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 51 Years

CONTACT

445 Broadhollow Rd, Melville, NY 11747

Leslie Hanna Tayne

International Tax, Banking & Finance, Consumer Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

135 Pinelawn Rd, Melville, NY 11747

Craig Scott Roberts

Lawsuit & Dispute, Employee Rights, Employment, Bankruptcy & Debt

Status: In Good Standing

CONTACT

58 S Service Rd, Melville, NY 11747

Garrett Patrick Hopkins

Divorce, Criminal, Credit & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

68 S Service Rd, Melville, NY 11747

Gary Bernard Sachs

Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 54 Years

CONTACT

509 Verona Dr, Melville, NY 11747

Ilene J. Behar

International, Divorce, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 33 Years

CONTACT

588 Bardini Dr, Melville, NY 11747

David Andrew Brown

Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 31 Years

CONTACT

225 Broadhollow Rd, Melville, NY 11747

Paul E. Levitt

Employment, Family Law, Contract, Bankruptcy

Status: In Good Standing Licensed: 44 Years

CONTACT

445 Broadhollow Rd, Melville, NY 11747

Ryan Michael Blitz

Bankruptcy

Status: In Good Standing

CONTACT

734 Walt Whitman Rd, Melville, NY 11747

Richard Michael Sheridan

Government, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 24 Years

CONTACT

150 Broadhollow Rd, Melville, NY 11747

800-923-0641

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800-943-8690

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LEGAL TERMS

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

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Huntington Station Bankruptcy & Debt Lawyer, New York, page 5

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Lawrence Alan Levine

Leslie Hanna Tayne

Craig Scott Roberts

Garrett Patrick Hopkins

Gary Bernard Sachs

Ilene J. Behar

David Andrew Brown

Paul E. Levitt

Ryan Michael Blitz

Richard Michael Sheridan

TIPS

LEGAL TERMS

UNDUE HARDSHIP

CHAPTER 7 BANKRUPTCY

DISPOSABLE INCOME

NUISANCE FEES

DEBIT CARD

CREDIT REPORT

FAIR LABOR STANDARDS ACT (FLSA)

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

SETOFF

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