Jasper Reorganization Lawyer, Tennessee

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Charles Jenkins

Estate Planning, Insurance, Reorganization, Bankruptcy

Status: Inactive Licensed: 50 Years

CONTACT

3165 Shellmound Rd, Jasper, TN 37347

Charles Gordon Jenkins

Insurance, Reorganization, Estate Planning, Bankruptcy

Status: Inactive Licensed: 50 Years

CONTACT

3165 Shellmound Rd, Jasper, TN 37347

Brian Campbell Smith

Trusts, Family Law, Elder Law, Reorganization

Status: In Good Standing Licensed: 56 Years

CONTACT

502 Fleetwood Drive, Lookout Mountain, TN 37350

Brian Smith

Trusts, Family Law, Elder Law, Reorganization

Status: In Good Standing Licensed: 56 Years

CONTACT

502 Fleetwood Drive, Lookout Mountain, TN 37350

Jerrold Farinash

Criminal, Reorganization, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

100 W Martin Luther King Blvd, Chattanooga, TN 37402

Jerrold David Farinash

Criminal, Reorganization, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

100 W Martin Luther King Blvd, Chattanooga, TN 37402

Roger Dereck Layne

Litigation, Family Law, Insurance, Reorganization

Status: In Good Standing Licensed: 10 Years

CONTACT

433 Cherokee Blvd, Chattanooga, TN 37405

Nathan Andrew Hertzog

Corporate, Business, Reorganization, Bankruptcy

Status: In Good Standing Licensed: 12 Years

CONTACT

633 Chestnut St, Chattanooga, TN 37450

Nathan Hertzog

Corporate, Business, Reorganization, Bankruptcy

Status: In Good Standing Licensed: 12 Years

CONTACT

633 Chestnut St, Chattanooga, TN 37450

Ross I. Schram

Commercial Real Estate, Wills & Probate, Reorganization, Bankruptcy

Status: In Good Standing Licensed: 51 Years

CONTACT

633 Chestnut St, Chattanooga, TN 37450

800-923-0641

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800-943-8690

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LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

Jasper Reorganization Lawyer, Tennessee

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Charles Jenkins

Charles Gordon Jenkins

Brian Campbell Smith

Brian Smith

Jerrold Farinash

Jerrold David Farinash

Roger Dereck Layne

Nathan Andrew Hertzog

Nathan Hertzog

Ross I. Schram

TIPS

LEGAL TERMS

INTEREST

COLLECTION AGENCY

GUARANTOR

NUISANCE FEES

SECURED DEBT

LIEN

FAIR CREDIT REPORTING ACT (FCRA)

MEANS TEST

FCRA

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