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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Joseph Isaac Terkell

Real Estate, Bankruptcy & Debt

Status: Licensed: 44 Years

CONTACT

19 Bender Rd, New City, NY 10956

Allen Kolber

Business, Bankruptcy & Debt

Status:

CONTACT

134 Route 59, Suffern, NY 10901

Benjamin Michael Adams

Real Estate, Bankruptcy & Debt

Status:

CONTACT

98 Lafayette Ave, Suffern, NY 10901

Yecheskel Menashe

Bankruptcy & Debt

Status: Licensed: 21 Years

CONTACT

400 Rella Blvd, Suffern, NY 10901

Harvey Stephen Barr

Bankruptcy & Debt, Bankruptcy, Collection

Status:

CONTACT

80 Red Schoolhouse Road, Spring Valley, NY 10977

Michael Leslie Klein

Industry Specialties, Civil & Human Rights, Business, Bankruptcy & Debt

Status: Licensed: 46 Years

CONTACT

2 Executive Blvd, Suffern, NY 10901

Julian A. Schulman

Bankruptcy & Debt

Status: Licensed: 46 Years

CONTACT

Four Executive Blvd, Suffern, NY 10901

Steven M. Greco

Bankruptcy & Debt

Status: Licensed: 33 Years

CONTACT

4 Executive Blvd, Suffern, NY 10901

Marc I. Kissel

Bankruptcy & Debt

Status: Licensed: 34 Years

CONTACT

4 Executive Blvd, Suffern, NY 10901

Wayne Anthony Gavioli

Industry Specialties, Family Law, Business, Bankruptcy & Debt

Status: Licensed: 48 Years

CONTACT

101 N Middletown Rd, Nanuet, NY 10954

800-814-6700

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LEGAL TERMS

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

COLLATERAL

Property that guarantees payment of a secured debt.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

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Kaser Bankruptcy & Debt Lawyer, New York, page 2

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Joseph Isaac Terkell

Allen Kolber

Benjamin Michael Adams

Yecheskel Menashe

Harvey Stephen Barr

Michael Leslie Klein

Julian A. Schulman

Steven M. Greco

Marc I. Kissel

Wayne Anthony Gavioli

TIPS

LEGAL TERMS

UNDUE HARDSHIP

BANKRUPTCY TRUSTEE

SOLE PROPRIETORSHIP

REPOSSESSION

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

COLLATERAL

GENERAL PARTNER

NONDISCHARGEABLE DEBTS

REDEMPTION

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