Key Largo Collection Lawyer, Florida

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Roy E Granoff

Real Estate, Estate Planning, Family Law, Collection
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

Carolyn Beth Kellman

Collection, Contract, Commercial Leasing, Collection, Credit & Debt
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  41 Years

Megan Caputo

Real Estate, Employment, Contract, Collection, Animal Bite
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  11 Years

Ian-Illych Martinez

Arbitration, International, Business, Collection
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  22 Years

Ira N. Loewy

Other, Litigation, Criminal, Collection
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  33 Years

Alexandra Nicole Fonseca

Estate Planning, Workers' Compensation, Collection, Personal Injury
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  9 Years

Matthew Leonard Jones

Federal Trial Practice, Business, Collection
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  33 Years

Guillermo Jose Senmartin

Immigration, Employment, Criminal, Collection
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  23 Years

Tom J. Manos

Class Action, Collection, Banking & Finance, Bad Faith Insurance, Lawsuit & Dispute
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  26 Years

Richard Stephen Banick

Class Action, Arbitration, Antitrust, Collection
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

Free Help: Use This Form or Call 800-943-8690

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LEGAL TERMS

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)
A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)
The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)
Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)
A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)
A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)
A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)
A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

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