Key Largo Collection Lawyer, Florida

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Martin Hoffman
About | Practice Areas
Hoffman Larin & Agnetti, P.A.
909 N Miami Beach Blvd Suite 201 Miami, FL 33162» view map
Bankruptcy and Debt
Experience and Results Matter

Hoffman, Larin & Agnetti have offices in South Florida. We have a long list of satisfied, well-represented clients since our firm opened in 1975.

800-893-4280
1. Martin Hoffman Miami, FL
  Attorney at Law- FL, 1972
  St. John's University School of Law, J.D. 1972
2. AboutHoffman Larin & Agnetti, P.A.
  Experience and Results Matter
3. Practice AreasExpertise
  Bankruptcy and Debt
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Roy E Granoff

Real Estate, Estate Planning, Family Law, Collection

Status: In Good Standing

CONTACT

7990 Sw 117Th Ave, Miami, FL 33183

Carolyn Beth Kellman

Collection, Contract, Commercial Leasing, Collection, Credit & Debt

Status: In Good Standing Licensed: 41 Years

CONTACT

2655 Le June Road, Coral Gables, FL 33134

Caridad Rusconi

Landlord-Tenant, Real Estate, Wills & Probate, Collection

Status: In Good Standing

CONTACT

201 Alhambra Cir, Miami, FL 33134

Laura Manning-Hudson

Construction, Litigation, Trade Associations, Collection

Status: In Good Standing

CONTACT

201 Alhambra Cir, Miami, FL 33134

Maryvel De Castro Valdes

Construction, Litigation, Wills & Probate, Collection

Status: In Good Standing

CONTACT

201 Alhambra Cir, Miami, FL 33134

Tom J. Manos

Class Action, Collection, Banking & Finance, Bad Faith Insurance

Status: In Good Standing Licensed: 25 Years

CONTACT

1395 Brickell Ave, Miami, FL 33131

Richard Stephen Banick

Class Action, Arbitration, Antitrust, Collection

Status: In Good Standing

CONTACT

1395 Brickell Ave, Miami, FL 33131

Ira N. Loewy

Other, Litigation, Criminal, Collection

Status: In Good Standing Licensed: 32 Years

CONTACT

800 Brickell Ave, Miami, FL 33131

800-923-0641

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800-943-8690

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LEGAL TERMS

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

FCRA

See Fair Credit Reporting Act.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

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Key Largo Collection Lawyer, Florida

Sponsored Law Firm

Hoffman Larin & Agnetti, P.A.

SPONSORED LAWYERS

Roy E Granoff

Carolyn Beth Kellman

Caridad Rusconi

Laura Manning-Hudson

Maryvel De Castro Valdes

Tom J. Manos

Richard Stephen Banick

Ira N. Loewy

TIPS

LEGAL TERMS

FORBEARANCE

DEBT COLLECTOR

MEANS TEST

FCRA

TOXIC TORT

CHAPTER 13 BANKRUPTCY

GRACE PERIOD

NONDISCHARGEABLE DEBTS

TRUTH IN LENDING ACT (TILA)

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