Knowlesville Bankruptcy & Debt Lawyer, New York, page 4

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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William Peter Johnson

Real Estate, Estate, Business, Bankruptcy

Status: In Good Standing Licensed: 38 Years

CONTACT

200 John James Audubon Pkwy, Buffalo, NY 14228

David J. Mcnamara

Other, Real Estate, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 38 Years

CONTACT

125 Main Street, Buffalo, NY 14203

Michael T. O'Connor

Bankruptcy

Status: In Good Standing Licensed: 38 Years

CONTACT

4367 Harlem Rd, Buffalo, NY 14226

Vincent G. Lo Tempio

Intellectual Property, DUI-DWI, Collection, Products Liability

Status: In Good Standing Licensed: 38 Years

CONTACT

8555 Main St, Buffalo, NY 14221

Deborah Anne Doxey

Civil & Human Rights, Banking & Finance, Workout

Status: In Good Standing Licensed: 37 Years

CONTACT

125 Main St, Buffalo, NY 14203

John Kennedy Rottaris

Real Estate, Litigation, Bankruptcy & Debt, Personal Injury

Status: In Good Standing

CONTACT

465 Main St, Buffalo, NY 14203

Thomas P. Feron

Government, Bankruptcy & Debt

Status: In Good Standing Licensed: 35 Years

CONTACT

290 Main St, Buffalo, NY 14202

Peter P. Melin

Government, Bankruptcy & Debt

Status: In Good Standing Licensed: 34 Years

CONTACT

2956 Union Rd, Buffalo, NY 14227

John Scott Wiencek

Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 33 Years

CONTACT

1 Niagara Plaza, Buffalo, NY 14202

Mary Beth Aquiline

Real Estate, Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 32 Years

CONTACT

101 Slade Ave, Buffalo, NY 14224

800-923-0641

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LEGAL TERMS

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CREDIT FILE

See credit report.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

FDCPA

See Fair Debt Collections & Practices Act.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

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Knowlesville Bankruptcy & Debt Lawyer, New York, page 4

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

William Peter Johnson

David J. Mcnamara

Michael T. O'Connor

Vincent G. Lo Tempio

Deborah Anne Doxey

John Kennedy Rottaris

Thomas P. Feron

Peter P. Melin

John Scott Wiencek

Mary Beth Aquiline

TIPS

LEGAL TERMS

REAFFIRMATION

CREDIT FILE

AUTOMATIC STAY

FDCPA

PREFERENCE

FRAUDULENT TRANSFER

SOLE PROPRIETORSHIP

WORKOUT

CHAPTER 13 BANKRUPTCY

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